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John Mcgonagle Jr.

Advisor at Asset Architects, LLC

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Asset Architects, LLC logo

Firm

Asset Architects, LLC

Location

Northville, MI

Credentials

CFP®, Series 63, Series 65, Series 66

Industry experience

15 years

About

John Mcgonagle is a CFP® professional with 15 years of experience in financial advising. He is the sole advisor at Asset Architects, LLC, an independent firm he has led since 2015. In addition to his advisory role, he spends a portion of his time working as a licensed insurance agent. Asset Architects, LLC provides personalized financial planning and consulting to individuals and high-net-worth clients, operating on a fee-based, referral model rather than direct portfolio management. The firm also offers commissioned insurance products and coordinates with third-party money managers to execute trades and manage client assets.

Client services

Based on Asset Architects, LLC

Financial planning Selection of other advisers

Expertise

Based on Asset Architects, LLC

General retirement planning Cash flow / budgeting

Fee options

Fixed

Fixed fee financial planning starting at $500 for basic plans; comprehensive plans start at $1,000, fees negotiable based on complexity.

Percentage

$0 - $500,000: Up to 2.60% (Flexible Plan Investments, Ltd. Flexible Fee Schedule Accounts) $500,001 - $999,999: Down to 1.75% depending on money manager and account type $1,000,000+: As low as 0.80% (Gradient Investments, LLC) or negotiable with other managers $0 - $100,000: 0.25% to 0.75% (Brookstone Capital Management depending on series) $100,001 - $249,999: 0.25% to 0.70% (Brookstone Capital Management depending on series) $250,000 - $499,999: 0.25% to 0.65% (Brookstone Capital Management depending on series) $500,000 - $999,999: 0.25% to 0.60% (Brookstone Capital Management depending on series) $1,000,000+: 0.25% to 0.55% (Brookstone Capital Management depending on series)

Commissions

Advisor sells insurance products on commission; commissions are received by Managing Member.

Other

Minimum fee: Fixed fees for financial planning services range from $500 to $2,000 based on complexity and client needs. Fee-only: Fixed fees for financial planning from $500 to $2,000; no commissions on advisory fees.

Location

Northville, MI

Most active in

Michigan

Work history

Asset Architects, LLC

2015 - Present (11 years)

Sole proprietor

2014 - Present (12 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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