Advisor at Personal CFO Solutions LLC
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
Personal CFO Solutions LLC
Location
Chester, NJ 07930-2528
Credentials
CFP®, Series 66
Industry experience
10 years
John Higgins is a CFP® and holds a Series 66 license with 10 years of industry experience. He is currently with Personal CFO Solutions LLC and has prior experience at Goldman Sachs & Co. LLC, United Capital Financial Advisers, LLC, and The Ayco Company, L.P./Mercer Allied. Personal CFO Solutions serves individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, and corporate clients, providing comprehensive financial planning, discretionary portfolio management, and coordination with clients’ other professional advisors. The firm’s investment approach focuses on long-term allocations using mutual funds and ETFs, supplemented by tactical short-term trades and independent manager oversight through a formal vetting process.
Based on Personal CFO Solutions LLC
Based on Personal CFO Solutions LLC
Financial planning and consulting fees range from $1,000 to $20,000 on a fixed or hourly fee basis; negotiable.
$0+: 0.5% N/A+: 0.75% N/A+: 1%
Compensation from sale of insurance products and 12b-1 mutual fund fees received by registered representatives and insurance agents associated with the firm.
Financial planning and consulting fees range from $1,000 to $20,000 on a fixed or hourly fee basis; negotiable.
384 Main Street
Chester, NJ 07930-2528
New Jersey
Personal CFO Solutions LLC
2021 - Present (5 years)
GOLDMAN SACHS & Co. LLC
2021 - Present (5 years)
United Capital Financial Advisers, LLC
2020 - Present (6 years)
The Ayco Company, L.P./Mercer Allied
2015 - 2021 (6 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Series 63, Series 65
Madison, NJ
Hanley Capital Management, LLC
Series 63, Series 65
Randolph, NJ
Calrivan Wealth Management
Series 63
Long Valley, NJ
Tango Capital Management, LLC.(Tcm)
CFP®, Series 63, Series 65
Morristown, NJ
O'Dowd Asset Management LLC
Series 66
Whippany, NJ
LBK Financial LLC
Series 63, Series 65
Denville, NJ
Chambers Capital, LLC
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")