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John Gingas

Advisor at Commonwealth Financial Network

Updated today
Commonwealth Financial Network logo

Firm

Commonwealth Financial Network

Location

Big Pine Key, FL

Credentials

Series 63, Series 66

Industry experience

35 years

About

John Gingas is a financial advisor at Commonwealth Financial Network with 35 years of industry experience. He holds Series 63 and Series 66 designations and has worked with Commonwealth Equity Services, Inc. since 1997. Gingas is also president and co-owner of Financial Technology, Inc., a company involved in securities business and TPA services since 1990. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, offering a range of advisory programs and services including wealth management, retirement plan consulting, and access to third-party asset managers. The firm provides operational, technology, compliance, and investment management support to affiliated advisors while maintaining discretionary model portfolios through its Investment Management and Research team.

Client services

Based on Commonwealth Financial Network

Financial planning Portfolio management Pension consulting Selection of other advisers Newsletters or periodicals Educational seminars or workshops

Expertise

Based on Commonwealth Financial Network

Passive / index investing Active portfolio management Tax-loss harvesting Wealth management Retirement income strategy

Occupation focus

Based on Commonwealth Financial Network

Founder/Business Owner Executive Retired

Fee options

Fixed

Flat or fixed fees available for consulting services, including wealth management, retirement plan consulting, and HSA consulting.

Percentage

$0 - $750,000: 2.25% $750,000 - $1,000,000: 2.00% $1,000,000 - $2,000,000: 1.75% $2,000,000+: 1.50%

Commissions

Advisors may receive commissions on securities transactions and insurance products; additional transaction charges may apply in certain programs.

Project-based

Up to $500 per hour for consulting services.

Other

Account minimum: $1,000 Fee-only: Annual fees negotiable; fees based on percentage of assets under management; no performance-based fees.

Location

Big Pine Key, FL

Most active in

Florida · Michigan · Texas

Work history

Commonwealth Equity Services, Inc.

1997 - Present (29 years)

Financial Technology, Inc.

1990 - Present (36 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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Darcy W

CFP®, Series 63, Series 66

Summerland Key, FL

Intelligence Driven Advisers, LLC

Annuities Private / alternative investments Options & derivatives strategies Real estate investing Founder/Business Owner
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Michael B

ChFC®, Series 63

Ramrod Key, FL

Founders Financial Securities LLC

Business exit / sale strategy Founder/Business Owner Retired
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Patrick G

Series 66

Marathon, FL

LPL Financial

Wealth management Retirement plans for business owners (SEP, solo 401k) College savings (529s, UTMA, etc.) Tax-loss harvesting Founder/Business Owner Retired
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Todd G

Series 66

Cudjoe Key, FL

LPL Financial

Wealth management Retirement plans for business owners (SEP, solo 401k) College savings (529s, UTMA, etc.) Tax-loss harvesting Founder/Business Owner Retired
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William R

Series 66

Summerland Key, FL

LPL Financial

Wealth management Retirement plans for business owners (SEP, solo 401k) College savings (529s, UTMA, etc.) Tax-loss harvesting Founder/Business Owner Retired

Bradley M

Series 63, Series 65

Summerland Key, FL

Merrill

Bradley Mikolajczyk is a Private Wealth Advisor with nearly two decades of experience advising individuals and families on comprehensive wealth planning, estate strategy, and charitable giving. He leads the Wealth Planning and Business Development segments of MK Private Wealth. His professional focus is shaped by his upbringing in a family business, where he gained firsthand insight into the unique challenges business owners face around succession and transition. This background, combined with ongoing education, underpins his expertise in advising closely held business owners and executives on personal strategy and preparation related to business sales, mergers and acquisitions, private equity transactions, and succession planning. Bradley often serves as the "quarterback" coordinating clients’ internal and external teams of professional advisors to align complex legal, tax, and financial considerations. He also acts as the primary advisor to a select group of families represented by the firm. His client focus includes areas such as education planning, family wealth management, legacy planning, personal retirement planning, philanthropic planning, portfolio management, small business strategies, tax minimization, and retirement income. He earned a Bachelor of Business Administration in Finance from Eastern Michigan University. Bradley holds the Certified Private Wealth Advisor® (CPWA®) designation awarded by the Investments & Wealth Institute™ in conjunction with The Booth School of Business at the University of Chicago. He also earned the Chartered Retirement Planning Counselor™ (CRPC™) designation, which provides in-depth training in pre- and post-retirement planning. Additionally, Bradley maintains his Series 7, Series 31, SIE, Series 63, and Series 65 registrations. He is an active member of The Hundred Club of Detroit and the Detroit Athletic Club, and an alumnus of Orchard Lake St. Mary’s Preparatory. Bradley lives in Fenton, Michigan with his wife, Amber, and their three dogs. Outside of work, he enjoys fly-fishing, hunting, boating, adventure sports, gardening, and traveling.

Wealth management Business exit / sale strategy Business succession planning Charitable giving & philanthropy General estate planning guidance Founder/Business Owner Executive
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