Advisor at BCS Private Wealth Management
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
BCS Private Wealth Management
Location
Rumson, NJ 07760
Credentials
CFP®, Series 63, Series 65
Industry experience
16 years
John Caroli is a CFP® professional with 16 years of industry experience, currently serving at BCS Private Wealth Management since 2015. He has also been associated with Bernard Caroli Wealth Management, Inc. and Western International Securities since 2009. Outside of his advisory roles, he holds a life insurance license. BCS Private Wealth Management serves individuals, corporations, and pooled investment vehicles, managing approximately $470 million in discretionary assets across about 213 client accounts. The firm employs multiple analysis methods and offers discretionary investment management, financial planning, and divorce mediation services.
Based on BCS Private Wealth Management
$0 - $5,000,000: 1.00% $5,000,000 - $10,000,000: 0.75% $10,000,000+: 0.50%
Insurance and annuity products sold by licensed personnel generate commissions; advisory fees are charged separately and not offset.
Financial planning services fee ranging from $0 to $25,000 depending on complexity.
47 West River Road, Suite B
Rumson, NJ 07760
New Jersey
BCS Private Wealth Management
2015 - Present (11 years)
Bernard Caroli Wealth Management, Inc.
2009 - Present (17 years)
Western International Securities
2009 - Present (17 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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Pathways Financial Planning
Kristen provides unbiased, comprehensive financial planning with expertise in budgeting, retirement planning, investment strategies, tax planning, and major life transitions, including divorce. Her background in education - spending a decade teaching middle school English in San Francisco and Maine- gives her a unique perspective on guiding career changers through financial transitions. She is particularly passionate about working with Childfree individuals, early retirees (and the FIRE community), those navigating divorce, and those forging non-traditional financial paths. She offers hourly financial advice for those seeking one-time guidance or a cost-effective option, divorce planning for clients managing the financial complexities of separation, and ongoing financial planning for those who want continuous support in achieving their goals. Whether you're changing careers, planning for retirement, building wealth, or facing complex financial decisions, Kristen provides knowledgeable, compassionate guidance to help you create a plan that aligns with your goals and values.
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