Advisor at Cambridge Financial Advisors, LLC
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
Cambridge Financial Advisors, LLC
Location
Lexington, KY
Credentials
ChFC®, Series 65
Industry experience
4 years
Joel Fay is a financial advisor at Cambridge Financial Advisors, LLC with the ChFC® designation and four years of industry experience. Prior to his current role, he worked at Campari Americas and General Electric in various capacities. He serves as a volunteer member of the endowment sub-committee at Christ Church Cathedral Episcopal Church, advising on investment performance for the church’s endowment. Cambridge Financial Advisors is a fee-only firm that provides comprehensive financial planning and investment consultation to individuals, high-net-worth clients, trusts, estates, and charitable organizations. The firm emphasizes a passive, buy-and-hold investment approach with periodic rebalancing, typically recommending low-cost, passively managed mutual funds and ETFs.
Based on Cambridge Financial Advisors, LLC
Project or Limited Agreement fees are fixed fees, typically ranging from $500 to $10,500 depending on services and adviser experience
Minimum fee: Standard Full-Service Agreement initial year fees range from $2,000 to $23,000 annually; Renewal years generally 60% - 90% of first-year fees Fee-only: Fee-only financial planning firm; fees based on total income, assets, complexity, experience, and negotiated individually
Lexington, KY
Colorado · Florida · Kentucky · Ohio · Texas · Wisconsin
Cambridge Financial Advisors, LLC
2022 - Present (4 years)
Cambridge Financial Advisors, LLC
2021 - 2022 (1 year)
Unemployed
2021 - 2021 (1 year)
Campari Americas
2019 - 2021 (2 years)
General Electric - Renewable Energy
2017 - 2019 (2 years)
General Electric - Lighting
1999 - 2017 (18 years)
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Is not active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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