Jody White

Many mid‑career professionals work hard for their equity compensation and global careers, but have little time to untangle the tax and financial complexity that comes with them. When cross‑border issues enter the picture, the stakes and confusion only grow, and the cost of getting it wrong can be significant. I founded Soaring Wealth LLC to help equity‑compensated professionals, US expats in Europe, and investors with complex holdings make clear, confident decisions about their wealth. My clients are often juggling RSUs, stock options, ESPPs, private equity, and multi‑country tax rules — on top of demanding careers and family responsibilities. As your personal CFO, I provide a 360‑degree view of your finances so every choice supports your long‑term goals. My work integrates financial planning, tax planning and preparation, and investment management into one coordinated service. Rather than juggling multiple advisors, you partner with one firm that understands your equity compensation, cross‑border tax obligations, and family priorities — and proactively helps you navigate them. Our work together often includes modeling equity exercise and sale strategies, planning for international moves, coordinating US and foreign tax positions, aligning portfolios with cash‑flow needs, and addressing estate and legacy questions across borders. I highlight trade‑offs and potential unintended consequences in plain language, so you can make informed decisions without needing to become the expert yourself. Clients typically come to me feeling pressed for time and worried about missing something important. My goal is to simplify complexity, reduce decision fatigue, and help you protect and grow your after‑tax wealth — giving you more mental space for your career, family, and the life you are building across countries.

I have always loved a challenge. As a child, I enjoyed Laura Ingalls Wilder’s Little House series for its pioneering spirit and “we can do hard things” embrace of life. Founding my own financial firm, with the goal of raising others while building a business, reflects my entrepreneurial background. As the daughter, granddaughter, great-granddaughter, and even great-great-granddaughter of business-founders dedicated to serving the communities where they lived, I carry on a family tradition of service oriented entrepreneurship, working with causes close to my heart, such as the Vermont Food Bank, All Brains Belong, and the Vermont Youth Orchestra Association. My background as a classically trained musician informs my financial planning approach. My academic research and analysis skills transfer from notes and music theory to financial planning and portfolio management. Whether serving clients or playing piano, I bring joy, creativity and a healing energy to my work.

Danielle Gilbert Richard is a Wealth Management Advisor with Merrill Lynch Wealth Management, where she has been serving clients since 2000. She specializes in a highly personalized, planning-based approach that incorporates client motivations and aspirations into customized wealth strategies. Danielle works closely with her partner, Dorota Kim, at The GRK Group, focusing on areas such as college education planning, corporate executive services, family wealth management, philanthropic planning, and socially responsible investing. Her practice serves clients across Vermont and ten other states, many of whom are educators, executives, and entrepreneurs with diverse interests. Danielle holds several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), Chartered Retirement Planning Counselor™ (CRPC™), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She earned a Bachelor of Science degree in Natural Resources from the University of Vermont. Her credentials support her expertise in sustainable investing, portfolio management, and complex wealth preservation strategies. Danielle has been recognized on multiple occasions by Forbes, Working Mother/SHOOK Research, and Barron’s for her performance and client service. In addition to her professional work, Danielle has been involved in community service, including past board membership with the University of Vermont Medical Center Foundation and participation in Hands to Honduras in 2019. A lifelong resident of the Burlington area, she lives in Shelburne with her husband and son. Danielle’s personal interests include boating, hiking, traveling, and spending time with her family.

Joshua Jarvis is a Financial Advisor with Merrill Lynch Wealth Management. He brings over a decade of experience in the financial services industry, focusing on asset management, holistic financial planning, tax minimization strategies, and trust and estate planning services. Joshua works closely with clients and their families to develop personalized financial strategies aimed at achieving long-term goals across areas such as college education planning, family wealth management, retirement income, and socially responsible investing. He holds a Bachelor's Degree from the State University of New York System and holds professional designations as a Certified Trust and Fiduciary Advisor (CTFA) and Personal Investment Advisor (PIA). Joshua is committed to building deep, multi-generational relationships with clients, providing concierge-level service and advice. His approach incorporates the research and products of Merrill Lynch Wealth Management to deliver comprehensive wealth planning and investment management. Beyond his professional role, Joshua serves on the boards of Mentor Vermont and Partners In Adventure and mentors with Milton Mentors. In his free time, he enjoys mentoring, playing bass guitar, paddle boarding, photography, and skiing.