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Janet Hile

Advisor at Voya Retirement Advisors, LLC

Updated today

Firm

Voya Retirement Advisors, LLC

Location

Lansing, MI

Credentials

Series 63, Series 65

Industry experience

8 years

About

Janet Hile is a financial advisor at Voya Retirement Advisors, LLC with eight years of industry experience. She holds Series 63 and Series 65 licenses and has worked with Voya Financial and its affiliates since 2009. Outside of her advisory role, she works as a freelance proofreader for Visible Ink Press. Voya Retirement Advisors, LLC provides retirement-plan investment advice and managed account services to participants in employer-sponsored plans. The firm uses third-party models and advanced techniques to deliver personalized asset allocations and offers discretionary management features, including income-focused options, within an integrated retirement services platform.

Client services

Based on Voya Retirement Advisors, LLC

Portfolio management Pension consulting

Expertise

Based on Voya Retirement Advisors, LLC

General retirement planning Retirement income strategy Income planning Annuities

Demographic focus

Based on Voya Retirement Advisors, LLC

Approaching retirement Retired

Fee options

Percentage

$0+: Up to 0.60% annually, varies by plan and asset breakpoints, can be single flat tier or multi-tiered with negotiated breakpoints (confidential) $0+: Up to 0.25% annually for 3(21) and 3(38) plan sponsor services, fee negotiated and generally will not exceed this amount

Other

Minimum fee: Platform fee is a per participant fixed dollar fee annual charge negotiated between plan sponsors and VRA, ranging from $0 to $6.00 annually. Fee-only: Platform fees and asset-based fees for Professional Management program; fees are deducted from retirement plan accounts monthly or quarterly.

Location

Lansing, MI

Most active in

Michigan

Work history

Voya Financial Advisors, Inc.

2017 - Present (9 years)

Visible Ink Press

2015 - Present (11 years)

Voya Financial

2009 - 2017 (8 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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Larry F

Series 63, Series 65

Lansing, MI

Fitzpatrick Financial Solutions, LLC

General retirement planning Wealth management
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Jon S

CFP®, Series 66

Okemos, MI

FinancialMD, LLC

Debt management Charitable giving & philanthropy General estate planning guidance

Rich F

CFP®, EA

East Lansing, MI

IAM Financial

Work history In December of 2007 Rich created IAM Financial to serve clients seeking objective, affordable, independent advice. Prior to this, Mr. Feight was an investment advisor representative of Creative Financial Design, where he was responsible for the selection of securities used in, and management of, asset allocation portfolios for numerous client accounts. His career began as a registered representative of Vestax Securities Corp. where he was a fee-based advisor. Rich was also licensed in the state of Michigan with Jackson National Life to advise and sell life insurance. Education Rich is a graduate of Michigan State University where he received a degree in Finance. Rich earned the Certificate of Financial Planning from The College for Financial Planning in Denver, Colorado that was comprised of intense graduate-level classes grounding him in the various foundations of financial planning. He is a CFP® (Certified Financial Planner®) since 2001, meeting the experience, education requirements and passing the two-day, 10-hour exam, making him one of the few in the country who hold the designation. Rich became an Enrolled Agent (EA) with the Internal Revenue Service in January 2011. An EA is a federally-authorized tax practitioner with technical expertise in the field of taxation. EAs are empowered by the Department of Treasury to represent taxpayers before all administrative levels of the Internal Revenue Service for audits, collections, and appeals. Only Enrolled Agents, attorneys, and CPAs may represent taxpayers before the IRS. Since 2004, Rich has subscribed to the stringent and mandatory annual educational hours, experience, and code of ethics to meet the requirements to be a NAPFA Registered Financial Advisor. Out of the 800,000 individuals in the country who claim they are financial advisors/planners, fewer than 5,000 in the country qualify for the membership; Rich is one of them. Rich is also a member of the National Association of Tax Professionals, Tax Professionals.com and the Greater Lansing Estate Planning Counsel. Volunteering Rich served on the National Board of the National Association of Personal Financial Advisors as membership director. He served on the Small Business Association of Michigan's Strategic Communications Committee and is a past President and Chairman of the Board of the Financial Planning Association (FPA) of Michigan, one of the largest and most influential of the FPA chapters in the country. Rich is also a past President for Transportation Toastmasters Club 4776 downtown Lansing where he enjoyed enhancing his speaking skills.

Business ownership considerations Business exit / sale strategy Established Professionals FIRE (Financial Independence Retire Early) Gen X (Born 1965-1980)
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Gary W

CFP®, Series 66

Lansing, MI

Newage Advisors LLC

Cash flow / budgeting Divorce financial planning
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Richard M

Series 63, Series 65

Potterville, MI

Rich Michaels Investments, LLC

Passive / index investing
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Nathan P

CFP®, Series 65

East Lansing, MI

DrivenWealth, LLC

Retirement plans for business owners (SEP, solo 401k)
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