James Green

Denise Downey is a Certified Financial Planner™ (CFP®) with 17 years of industry experience. She is the sole advisor at Financial Trex, LLC, an independent firm based in Spokane, WA, where she has worked since 2016. Financial Trex primarily serves individual clients, offering financial planning and investment management services that emphasize passive, asset-allocation-based portfolios using index mutual funds and ETFs. The firm combines direct portfolio management with referrals to third-party managers and tailors investment policies to each client’s goals, time horizon, and risk tolerance.

Jeffrey Zappone is a financial advisor at Chair Six Financial Planning, PLLC in Spokane, WA, with 10 years of industry experience. He holds the PFS™ and Series 65 credentials and previously worked at Dorendorf & Associates, P.S. He also provides accounting and tax services through his firm. Chair Six Financial Planning, PLLC offers personal financial planning and investment advisory services to individuals and small businesses, combining financial planning with licensed accounting and tax preparation services. The firm employs a long-term, globally diversified investment approach and incorporates tax-aware strategies in its portfolio management.

Hi, I’m Keith. So, a bit about me. I love this stuff. The whole financial planning thing. After getting a degree in music (yeah, music…), I worked at a leading investment management firm in Los Angeles for 18 years. But I had this itch all along that I wanted to open my own financial planning firm at some point. I finally decided to pull the trigger to open my own firm in 2019, and here I am. I’m now based in Spokane, Washington, but I work with clients virtually, so I can help people who live anywhere. I’m a bit of a nerd when it comes to finances. I have so much fun with this topic and am honored to be able to help others with it. Money can be such a tough subject, so I love coming alongside people to help them navigate the questions they have, as well as the questions they don’t know they should have. I started Spencer Financial Planning to empower people through financial health. We’re a fee-only, fiduciary firm. We look out for our clients’ best interests and help them make fantastic money decisions. We serve clients primarily in California and Spokane, Washington, specializing in helping Capital Group associates and retirees. We help you: - Make smart financial decisions - Cultivate good habits with your money - Navigate the complexities of your finances On a personal level, a few things I love: - My wife and kids, foster care, adoption - Financial planning, reading - The Salvation Army, church - Music, playing bass guitar - Watching baseball, playing fantasy baseball, ping-pong - Eating (sometimes too much), using bullet points - Disneyland, Hawaii, the beach, travel

Peter Blackwell is a financial advisor with Freedom Wealth Management LLC in Spokane, WA, holding a Series 66 designation and 25 years of industry experience. He previously worked at Edward Jones for 13 years and LPL Financial for 9 years. Blackwell also operates Blackwell Financial Services, providing investment-related services. Freedom Wealth Management primarily offers ongoing portfolio management and access to pooled and institutional investment programs, utilizing a conservative, long-term asset allocation approach with both discretionary and non-discretionary management. The firm serves clients through integrated financial planning as part of its management services rather than standalone planning engagements.

Harry Lawrence is the principal and sole advisor at UpFront Financial Planning, LLC in Spokane, WA. He holds a Series 65 designation and has two years of experience in financial advising. Prior to founding UpFront Financial Planning in 2024, he worked in healthcare as a Physician Associate-Certified, a role he continues to perform part-time outside of regular business hours. UpFront Financial Planning is an independent, fee-only registered investment adviser serving individuals, high-net-worth clients, trusts, nonprofits, and businesses. The firm provides comprehensive financial planning and discretionary investment management with an emphasis on strategic asset allocation, diversified index funds, and ongoing portfolio reviews aligned to clients’ goals and risk tolerance.

Gary Lee is a CFP® professional with 41 years of experience in financial advising. He is the president of Long View Financial Services, Inc., a firm he has led since 2006. Outside of his advisory role, he serves on the board of the Spokane Audubon Society. Long View Financial Services, Inc. offers fee-only investment management and financial consulting to individuals, retirement plans, trusts, estates, charitable organizations, and small businesses. The firm employs a value-oriented, globally diversified, long-term investment strategy that focuses on tax efficiency and low portfolio turnover.