Advisor at Heffernan Advisory, Inc.
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
Heffernan Advisory, Inc.
Location
Phoenix, AZ 85016
Credentials
Series 63, Series 65
Industry experience
32 years
James Hoyt is a financial advisor at Heffernan Advisory, Inc. in Phoenix, AZ, holding Series 63 and Series 65 licenses with 32 years of industry experience. His prior roles include positions at Ascendent Financial Solutions and Geneos Wealth Management, Inc. He is part of a team of four advisors at Heffernan Advisory. Heffernan Advisory serves individual and family clients as well as entities like retirement plans, providing discretionary portfolio management through its Investment By Design™ program, along with financial planning and consulting services. The firm employs a modern portfolio theory approach with customizable model portfolios primarily using mutual funds and ETFs, and manages accounts on a discretionary basis.
Based on Heffernan Advisory, Inc.
Based on Heffernan Advisory, Inc.
Financial planning fees range from $250 to $10,000 depending on complexity and services.
$0 - $1,000,000: 1.50% $1,000,001 - $2,000,000: 1.00% $2,000,001+: 0.75%
Commissions charged by Gĕneos for securities transactions; no advisory fee charged in addition to commissions for such products.
2525 East Arizona Biltmore Circle, Suite C 131
Phoenix, AZ 85016
Alaska · Arizona · Florida · Georgia · Illinois · Maine · Minnesota · Montana · New Mexico · North Carolina · North Dakota · Texas
RIA DBA Heffernan Advisory Inc DBA Heffernan Financial
2025 - Present (1 year)
Ascendent Financial Solutions
2006 - 2025 (19 years)
Geneos Wealth Management, Inc.
2003 - Present (23 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
CFP®, Series 63, Series 66
Scottsdale, AZ
Echelon Private Wealth LLC
Series 65
Phoenix, AZ
Betts LLC
CFP®, Series 63
Scottsdale, AZ
Musser Financial Planning, LLC
Series 63, Series 65
Phoenix, AZ
FMT Investment Advisory
Series 63, Series 65
Scottsdale, AZ
Karpinski Financial, LLC
Series 65
Scottsdale, AZ
DeGreen Private Wealth, LLC
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")