James Pondel

Dwight Kimber is a financial advisor with Silver Oak Securities, Incorporated, holding a Series 66 credential and 19 years of industry experience. He has been with Silver Oak Securities since 2009. Outside of his advisory role, Kimber works as an independent insurance agent and serves as treasurer for the St. Germain Evangelical Free Church. He is also involved with the Sayner Barnstormers Snowmobile Club as a groomer and board member. Silver Oak Securities provides advisory services to individuals, families, corporations, retirement plans, and charitable organizations, managing over $2 billion in discretionary assets. The firm offers personalized portfolio management and unified managed account programs, combining internal and third-party due diligence to tailor investment strategies to client objectives and risk tolerances.

Theresa Rowland is a CFP® and PFS™ credentialed financial advisor with 17 years of industry experience. She has worked at CGN Advisors, LLC since 2019 and previously at Buckingham Asset Management, LLC. Rowland maintains insurance licenses in Illinois and Arizona but does not engage in insurance sales through her advisory role. CGN Advisors, LLC provides financial planning, investment consultation, and portfolio supervisory services to a diverse client base, including individuals, trusts, businesses, pension plans, and charitable organizations. The firm employs a variety of asset-allocation strategies and tax-aware investment vehicles, often engaging third-party managers and offering educational workshops and pension consulting services.

Michelle Caudle is a financial advisor at Harbour Investments, Inc. with 40 years of industry experience. She holds Series 63 and Series 66 designations and has been with Harbour Investments since 2011. Caudle also acts as an independent insurance agent, including work with equity indexed annuities. Harbour Investments provides investment advisory and financial planning services to a diverse client base, including individual investors, charitable and corporate clients, and retirement plans. The firm employs a combination of fundamental and technical analysis to create customized strategies using a range of investment vehicles, and offers model-based solutions through a subscription platform.

David Gwidt is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. His prior experience includes roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. He is a partner and 20% owner in a flooring business operated by his son. Raymond James & Associates provides financial planning and investment consulting services to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, with a notable focus on public finance and municipal work alongside its retail advisory services.

Shane Zaruba is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His career includes long tenures at Avantax Advisory Services and Northwoods Pension Services, reflecting extensive experience in wealth management and retirement planning. Zaruba serves as Board President of Sayner Community Church, where he is involved in fundraising and overseeing renovations for the historic building. Cetera Investment Advisers supports a diverse client base including individuals, high-net-worth clients, institutions, and retirement plans through a network of over 6,800 advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services, utilizing a combination of advisor-managed accounts, model portfolios, and third-party solutions.

Timothy Koepke is a financial advisor at Wells Fargo Advisors with 25 years of industry experience. He previously worked at Robert W. Baird for 15 years and Wells Fargo Clearing Services LLC for four years. Koepke is the owner of Koepke Asset Management LLC and holds a partial ownership interest in Heritage Private Wealth LLC. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients using a broad range of planning tools and research. The firm offers specialized services including retirement, education, business-owner transition, and special-needs planning, delivering tailored recommendations through meetings and client summary letters.