Advisor at Fiduciary Solutions LLC
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
Fiduciary Solutions LLC
Location
Roseville, CA 95661
Credentials
Series 66
Industry experience
18 years
James Files is a financial advisor with Fiduciary Solutions LLC in Roseville, CA, holding a Series 66 designation and 18 years of industry experience. He has served as CEO of Peak Financial Freedom Group LLC, a financial planning and marketing organization, and PFFG Insurance Agency LLC, an insurance agency. Files also provides training, mentoring, and business consulting to licensed insurance agents through TruChoice Financial Group, LLC. Fiduciary Solutions, LLC serves individual and high-net-worth clients by selecting and monitoring third-party money managers rather than directly managing portfolios. The firm emphasizes retirement cash flow and risk mitigation, conducting due diligence on designated managers while clients retain custody of their assets.
$0 - $500,000: 0.45% $500,001 - $1,000,000: 0.35% $1,000,001+: 0.15%
Insurance commissions and brokerage commissions received by certain representatives for product sales, not primary source of advisory fees.
Minimum fee: $400.00 minimum annual fee charged by TPMM
2520 Douglas Blvd., Ste. 110
Roseville, CA 95661
Arizona · California · Nevada · Texas
PFFG Insurance Agency LLC,
2019 - Present (7 years)
Peak Financial Freedom Group, LLC
2014 - Present (12 years)
Fiduciary Solutions, LLC
2011 - Present (15 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Series 63, Series 65
Sacramento, CA
Mechfi
Series 63, Series 65
Loomis, CA
JC Financial Services
Series 63, Series 65
Cameron Park, CA
MP3 Finance LLC
Series 63, Series 65
Cameron Park, CA
Faulkner Financial Planning, LLC
CFA®
Sacramento, CA
Atwima Wealth Management LLC
Series 65
Sacramento, CA
Onesta Wealth Management, LLC
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")