James Earl
Advisor at Jim Earl Financial
Updated today
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
Jim Earl Financial
Location
Warren, OH 44483
Credentials
Series 63, Series 65
Industry experience
19 years
Client services
Financial planning
Portfolio management
Pension consulting
Fee options
Fixed fees for written financial plans ranging from $100 to $1,000
$1.00 - $100,000: 1.25% $101,000+: 1.00%
Insurance commissions ranging from 1% to 8% of assets invested in insurance products
Hourly financial planning fee of $200 per hour
Minimum fee: Annual maintenance fees of $25 to $55 per account, or $100 to $155 per household Fee-only: Fixed financial planning fees ranging from $100 to $1,000; hourly fee of $200 per hour
Work history
James R Earl Financial Services, Inc.
2009 - Present (17 years)
James R. Earl Financial Services
1991 - Present (35 years)
Asset Management & Benefit Agency
1990 - Present (36 years)
Disclosures
Disclosures include customer complaints, regulatory actions, employment terminations, bankruptcies, and certain legal protections.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Eric V
Series 63, Series 66
Warren, OH
Edward Jones
Thomas D
Series 66
Youngstown, OH
Merrill
Thomas Detoro is the Resident Director and Wealth Management Advisor in the Canfield, Ohio office, where he works as part of the Beato & DeToro Group. He focuses on delivering the Merrill experience through a Goals Based Wealth Management Process, providing personalized financial strategies to clients. His role emphasizes understanding client needs to develop comprehensive wealth management plans that address family wealth strategies, legacy planning, managing new wealth, and retirement income. Thomas has held leadership roles including five years as Associate Resident Director in Hermitage, Pennsylvania before consolidating with the Canfield office. He holds a Bachelor's degree from Youngstown State University and a Master's degree in Personal Financial Planning from the College for Financial Planning. His professional designations include Accredited Wealth Management Advisor (AWMA), CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He is active in his community, serving on the Board of Directors for United Way of Mercer County and Whole Life Services, Inc. Thomas has deep ties to the region as a lifelong resident of the Mahoning Valley and currently lives in Boardman with his wife.
James C
Series 63, Series 66
Hubbard, OH
Edward Jones
Stacey R
Series 66
Warren, OH
Edward Jones
Michael C
CFP®, ChFC®, Series 66
Cortland, OH
Edward Jones
Jason W
Series 63, Series 65
Hubbard, OH
Edward Jones
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")