Advisor at Encompass More Asset Management LLC
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Firm
Encompass More Asset Management LLC
Location
Danville, CA 94526
Credentials
Series 63, Series 65
Industry experience
6 years
Gerardo Garcia is a financial advisor at Encompass More Asset Management LLC with six years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Verity Asset Management and Appreciation Financial. Outside of his advisory role, Garcia is involved in multiple business activities including serving as president of Garcia Ventures and working with specialty payroll, estate planning, and annuity marketing firms. Encompass More Asset Management primarily serves individual and high-net-worth clients, offering discretionary portfolio management through proprietary and third-party model portfolios, financial planning, and access to private placements. The firm employs a model-based investment approach that integrates quantitative, qualitative, and fundamental analysis, and delegates portfolio management to in-house models and unaffiliated sub-advisers.
Based on Encompass More Asset Management LLC
Fixed fees for financial planning/consulting as specified in the agreement, varying by client and complexity.
up to 2.0% annually (negotiable; never to exceed 2%)
Registered representatives may earn commission-based compensation on securities and insurance products sold separately from advisory accounts.
Hourly financial consulting fees generally range from $100 to $300 per hour.
Management Services to pooled investment vehicles: 2.0% annual management fee plus 20% performance allocation above 8% annualized return with high water mark.
Subscription-based financial planning fees payable monthly or quarterly as specified in the agreement.
Fee-only: Advisory fees based on a percentage of assets under management; financial planning fees negotiated, may be hourly, fixed, or subscription-based.
390 Diablo Rd, Suite 100
Danville, CA 94526
California · Texas
Encompass More Asset Management LLC
2022 - Present (4 years)
Verity Asset Management
2019 - 2022 (3 years)
Appreciation Financial
2008 - Present (18 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Is not active or affiliated with:
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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