Advisor at Proficient Wealth Counselors, LLC
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Firm
Proficient Wealth Counselors, LLC
Location
Norwood, MA 02062
Credentials
CFP®, Series 63, Series 65
Industry experience
23 years
Gerald Loftin is a CFP® professional with 23 years of industry experience. He has been with Proficient Wealth Counselors, LLC since 2011, where he is the sole advisor. Loftin maintains a licensed insurance practice and dedicates a portion of his time to selling fixed insurance products. Proficient Wealth Counselors provides discretionary asset management, written financial planning, and retirement plan consulting to individuals and employer-sponsored pension and profit-sharing plans. The firm uses fundamental analysis and proprietary model portfolios primarily implemented through ETFs, with ongoing portfolio supervision and a long-term investment approach.
Based on Proficient Wealth Counselors, LLC
$2,500 to $3,500
$0 - $249,999: 1.25% $250,000 - $499,999: 1.10% $500,000 - $999,999: 0.95% $1,000,000 - $2,499,999: 0.80% $2,500,000 - $4,999,999: 0.65% $5,000,000 - $9,999,999: 0.50% $10,000,000+: 0.35%
$200 to $250 per hour
Account minimum: $250,000 Fee-only: Hourly fees range from $200 to $250; Flat fees generally range from $2,500 to $3,500
77 Access Road, Suite 6
Norwood, MA 02062
Texas
Proficient Wealth Counselors
2011 - Present (15 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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I began my career in the financial services industry nearly ten years ago. Prior to founding Dreamfield Planning Group, I served as an associate wealth management advisor at Sconset Wealth Management—an advisory practice nested in the downtown Boston office of Northwestern Mutual—where I developed financial plans and managed investment assets. In a preceding role in the same office, I led an internal business unit providing investment consulting services to multiple financial advisors representing more than $200 million of assets under management (AUM). Previous to that, I served as an associate financial advisor at a Foxborough, Massachusetts financial planning practice and as a research analyst at a Cambridge, Massachusetts public policy research firm. I hold a Bachelor of Arts in History from Hendrix College and a Master of Public Policy from Georgetown University. I am both a CERTIFIED FINANCIAL PLANNER™ and a CFA Charterholder. I have lived for many years in Milton, Massachusetts with my wife Allie and our son Ben. In my spare time, I enjoy travel, reading, playing guitar, and taking long walks with the family dog, Louie.
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