Gerald Griffith

Penny Wasem is a CFP® professional with 22 years of experience in financial planning. She has been with Lifetime Financial Planning Solutions, LLC since 2003. Wasem serves as the financial officer for the Fairfield County Foundation, a nonprofit organization. Lifetime Financial Planning Solutions provides fee-only financial planning along with accounting and tax services primarily to individuals, small businesses, nonprofits, estates, and trusts. The firm focuses on tailored written plans delivered on an hourly basis and does not manage client assets or sell investment or insurance products.

Timothy Hamilton is a CFP® with 14 years of industry experience and has been the sole advisor at FinancialFamilies since 2014. He holds a Series 66 license and serves as a volunteer Finance Officer for the Civil Air Patrol in Maxwell, Alabama. FinancialFamilies provides financial planning and investment review services to individual and high-net-worth families, focusing on tailored, non-discretionary plans that cover retirement, estate, tax, insurance, business planning, cash flow, and college savings. The firm emphasizes client-specific recommendations and periodic reviews, using various analytical methods and typically recommending mutual funds, ETFs, REITs, and fixed-income instruments.

Todd Childers is a financial advisor at 4 Star Advisory Services LLC with 22 years of industry experience. He holds a Series 63 designation and has worked previously at Horter Investment Management, LLC and served on the Berne Township Zoning Board. Outside of advisory services, he prepares tax returns for a fee during tax season and sells life insurance and fixed annuities. 4 Star Advisory Services provides discretionary portfolio management and investment advisory services to individual and high-net-worth clients. The firm employs a tailored investment approach based on a written Investment Profile Statement and utilizes fundamental analysis across various asset classes, offering both long-term and short-term trading strategies.

Erin Barnhart is a financial advisor with MPM Wealth Advisors in Lancaster, Ohio, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. She has been with MPM Wealth Advisors since 2004. Outside of her advisory role, Barnhart coaches swimming at Ohio State University. MPM Wealth Advisors is an SEC-registered firm serving individual clients, retirement plans, trusts, estates, and business entities through a team of about 20 advisors. The firm’s investment approach is based on Modern Portfolio Theory, emphasizing diversified allocations across multiple asset classes using low-expense funds and model portfolios guided by client suitability profiles.

Kasey Hammer is a financial advisor with ValMark Advisers, Inc. in Lancaster, Ohio, holding a Series 63 designation and bringing 16 years of industry experience. He has been with ValMark Advisers since 2014 and also maintains roles with Valmark Securities and Fairfield Financial. Outside of investment advising, Hammer is involved in several business activities including serving as president of an accounting and tax consulting firm, selling craft items at shows, and volunteering as treasurer for a local elementary school PTO. ValMark Advisers provides investment management, financial planning, and retirement plan advisory services to individuals, plan sponsors, and institutional clients through a network of approximately 280 advisors. The firm emphasizes diversified, goal-based portfolios using mutual funds, ETFs, and third-party managers, supported by proprietary platforms and comprehensive back-office services.

Ronald Ruff is a financial advisor at ValMark Advisers, Inc. with 34 years of industry experience. He has been with ValMark Advisers since 2000 and leads Ruff & Associates, Inc. since 2015. Outside of his advisory work, he serves as Vice-President of Hammer, Ruff & Associates, a CPA tax and accounting firm, and is involved with the Fairfield County 4-H Endowment Board as a past chair. ValMark Advisers provides investment management, financial planning, and retirement plan advisory services through a network of approximately 280 representatives. The firm offers diversified, goal-based model portfolios primarily using mutual funds, ETFs, and third-party managers, and supports its advisors with due diligence, back-office services, and a range of financial products including proprietary ETF portfolios and annuity solutions.