Gary Lutes

I founded Carrington Financial Planning, LLC, for the single purpose of helping my clients achieve financial success.  I feel a deep sense of responsibility when entrusted with this important aspect of people’s lives.  I also believe that good financial planning must be collaborative in order to be successful.  I work with clients through every step of the process on the way to achieving financial peace of mind.  As a fiduciary advisor, I always put the interests of my clients first and ensure that I meet their needs in a holistic fashion.  That means that I view investment portfolios as just one component of a client’s financial picture.  Good comprehensive financial planning should bring together all aspects of your financial life.  With a well-constructed financial plan, composed of clearly defined goals, combined with a solid investment strategy, we will work together to put you on the pathway to financial success.

Belva Evans is a Financial Advisor with Merrill Lynch Wealth Management in Asheville, North Carolina. She joined Merrill Lynch in 2021 as a Client Associate following a 21-year career in banking management. In 2024, Belva transitioned to the role of Financial Advisor, working alongside longtime colleague Susan Sorrells. Belva’s expertise includes personal retirement planning, women and wealth, and retirement income. She utilizes her extensive experience in banking and wealth management to assist clients in achieving their financial goals, whether that involves education funding, purchasing vacation homes, addressing family needs, or securing retirement. She emphasizes building strong client relationships through attentive listening and understanding unique family circumstances, helping clients expand their financial knowledge for informed decision-making. Belva earned her bachelor’s degree from the University of North Carolina System. She resides in Waynesville, North Carolina, with her husband, Josh, their son, Tyler, daughter, Elisabeth, and their Boston terrier, Champ. Active in her community, Belva is involved with her local church and volunteers with the Tuscola Athletic Club. She has also served on the Waynesville Rotary Board as treasurer and president-elect. Outside of work, she enjoys spending time with family and friends, traveling, and attending Georgia Bulldog football games.

Kevin Clark is a Senior Financial Advisor and First Vice President with Merrill Lynch Wealth Management in Asheville, North Carolina. Since joining the firm in 1995, he has specialized in building long-term relationships with clients to help them achieve their financial goals through customized investment strategies. Kevin serves as a Senior Portfolio Advisor, managing discretionary portfolios by selecting from a variety of Merrill model portfolios and third-party investment options. With over 28 years of experience, Kevin and his team provide services including investment portfolio management, wealth preservation and planning, retirement planning, cash management, mortgages, business lending, life insurance, banking, and credit cards. His client focus areas include liquidity management, managing new wealth, personal retirement planning, individual and corporate investment strategy, tax minimization, and retirement income. Kevin holds a Bachelor's Degree from UNC Asheville and the Personal Investment Advisor (PIA) designation. He supports local charities, is a member of Biltmore Church, and enjoys biking, hiking, swimming, traveling, and spending time with his family. Banking products and services are offered through Bank of America, N. A. Kevin holds NMLS ID 697741.