Gary Grimes

Andrew Sloan is a Certified Financial Planner™ (CFP®) with 11 years of industry experience. He has operated Bluegrass Financial Planning, LLC in Louisville, KY since 2013. Outside of his advisory role, he coaches field hockey part-time at the Christian Academy of Louisville. Bluegrass Financial Planning primarily serves individual clients, offering comprehensive financial planning, discretionary investment management, and tax planning and preparation services. The firm follows a fundamental, long-term buy-and-hold investment approach focused on asset allocation and low-cost index funds, managing approximately $56.2 million on a discretionary basis for about 73 clients.

Edward Nelson is a ChFC® credentialed financial advisor with 18 years of industry experience. He has worked at Clear Trace, LLC since 2007 and previously spent 11 years with Zeiders Enterprises, Inc. His background includes management consulting and information technology. Clear Trace, LLC offers personal financial planning, investment management, and education services to individuals, families, trusts, estates, and certain business entities. The firm employs strategic asset allocation and fundamental analysis to build diversified portfolios, utilizing model portfolios, automated tax-loss harvesting, and discretionary account management.

Richard Terlau is a CFP® and holds a Series 65 license with 18 years of experience in the financial industry. He has been associated with Investment Answers since 2006 and is also involved with Brookstone Financial LLC and Investment Answers Media, Inc., where he contributes to financial education content. In addition to his advisory role, he is a licensed insurance agent and owner of Brookstone Financial, providing insurance services alongside investment advice. Investment Answers offers portfolio management services primarily to individual and high-net-worth clients, managing approximately $43.3 million across 257 client relationships. The firm employs three model portfolios—Conservative, Balanced, and Growth—tailored to clients’ goals, time horizons, and risk tolerance, using both charting and fundamental analysis alongside long- and short-term trading strategies.

Charles Veeneman is the sole advisor at Best Investment Options, LLC in Louisville, KY, holding a Series 66 designation with 17 years of industry experience. Prior to founding his current firm in 2019, he spent 12 years with Cambridge Investment Research, Inc. and Cambridge Investment Research Advisors, Inc. He also serves as treasurer for the city of Northfield, KY, a position he has held since 2011, and operates two non-investment businesses: a CPA firm providing tax and audit services, and a bookkeeping services company. Best Investment Options, LLC manages discretionary investment portfolios for individual and trust clients, including high net worth individuals, using a tailored approach based on fundamental, technical, and economic analysis. The firm incorporates derivatives strategies such as equity puts and covered calls and maintains an affiliation with an accounting and tax practice under common ownership.

Jeffrey Geiser is a financial advisor at Lightpath Wealth & Tax Advisors with five years of industry experience. He holds a Series 65 credential and has been involved with Lightpath Wealth & Tax Advisors since 2021. Geiser is also a manager of Hatchfly Consulting LLC, a non-investment-related operating company. Lightpath Wealth & Tax Advisors provides financial planning and consulting, acting primarily as an introducer and coordinator for externally managed portfolios rather than managing assets in-house. The firm combines advisory services with tax preparation and an affiliated insurance agency, focusing on selecting and monitoring sub-advisers and model portfolios.

Mark Hoffman is a financial advisor at Lanier Asset Management, LLC, holding a Series 65 designation with over 17 years at the firm. He is based in Louisville, KY, and has focused his career exclusively with Lanier Asset Management. Lanier Asset Management provides financial planning, consulting, and investment management services to a broad client base, including individuals, retirement plans, trusts, estates, charitable organizations, corporations, and business entities. The firm employs an open-architecture investment approach that combines traditional equity and fixed-income strategies with alternative asset classes to emphasize wealth preservation and reduced volatility. Lanier also sponsors and manages private real estate funds focused on assisted-living properties, which it offers privately to accredited investors.