Advisor at Cumberland Valley Financial Services Inc.
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
Cumberland Valley Financial Services Inc.
Location
Greencastle, PA
Credentials
CFP®, Series 65
Industry experience
32 years
Fred Young is a CFP® professional with 32 years of industry experience, serving as the sole advisor at Cumberland Valley Financial Services Inc. in Greencastle, PA, where he has worked since 1992. He holds a Series 65 license and provides financial advisory services through an independent, state-registered firm. Cumberland Valley Financial Services Inc. offers ongoing portfolio management and comprehensive financial advice to individuals, pensions, profit-sharing plans, trusts, estates, corporations, and charitable organizations. The firm implements diversified investment allocations primarily using no-load mutual funds and ETFs, managing a significant portion of assets on a discretionary basis under tailored investment policies.
Based on Cumberland Valley Financial Services Inc.
Set-up fee for new accounts ranges between $300 and $600 depending on complexity.
$0 - $250,000: 1.0% $250,001 - $500,000: 0.9% $500,001 - $750,000: 0.8% $750,001 - $1,000,000: 0.7% $1,000,001 - $1,250,000: 0.6% $1,250,001+: By Agreement
Account minimum: No explicit minimum stated; however, a quarterly surcharge applies to accounts with balances less than $10,000 Fee-only: Fees are determined as a percentage of assets under management on a sliding scale as detailed above; no commissions charged.
Greencastle, PA
Pennsylvania
Cumberland Valley Financial Services Inc.
1992 - Present (34 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is not active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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