Evan Welch

I help busy parents get organized and feel confident with careful, smart, and custom advice so that you can enjoy life now and grow your money for the future. I work closely with only a small number of clients to provide year-round financial planning and wealth management. Together, we define your goals and implement a plan to reach them successfully. I am not like any other advisor: ☑️ I focus on you: your time, energy, dreams, and goals. Not your portfolio. ☑️ I work with parents with kids still at home, so I understand your situation. ☑️ I only work with a small number of clients, so that I am available for email and phone calls when something comes up and you need me. ☑️ I monitor your financial plan, your net worth, savings goals, tax planning opportunities and more, to ensure that you stay on track throughout the year. ☑️ I provide year-round financial planning, sending you updates on your plan and important action items just when you need them. ☑️ I do not charge based on your net worth, or assets invested with me and have no minimums fees. 100% of my income comes from my clients, so whom do you think I work for? By creating important habits, setting the correct path, and giving year-round support, together we ensure your successful financial future. Schedule a friendly conversation to feel the difference today. When I’m not helping people achieve their wildest dreams, I love chatting about technology, start-ups, finances, markets, running, spiritual well-being, and many other topics. Gaining and sharing knowledge with friends brings me endless joy.

My clients are young families and professionals in their 30s-40s who have hit a wall when it comes to managing their finances. They have busy personal schedules, growing careers, and recently introduced financial complexity that’s too much to manage. Questions my clients have include: - How do I prioritize multiple financial goals? - I have some cash saved, but what should I do with it? - I don't understand my taxes, is there more I should be doing? - Should I be saving for my children’s education? - Will I be able to retire on time, and live comfortably once I get there? - I’m self-employed, how should I be planning for my future? - How should I handle my equity compensation? - Do I have enough insurance to protect my loved ones? - How does having a baby impact my financial situation?

Like so many of the great XYPN financial advisors you’ll find on this platform, I founded Andante Financial to provide best-in-class, independent financial planning and investment management services. But what makes my firm unique? Here’s three things to start: -After-tax performance is never an afterthought We use robust tax-loss harvesting tools and processes to enhance your after-tax returns. -Investment management: we take it personally We construct personalized investment portfolios for each client; none of our investment management is outsourced or “copy and paste”. -Our values go beyond an account statement 10% of Andante Financial fees are donated to charity and we donate to charities that clients care about so we can redefine "shared values" When I work with a client, I take the responsibility of helping them protect and grow the fruits of their labor seriously; I earned my CFP®, CFA, and CPA marks to expand my knowledge and make the most of any opportunity I get to help a client succeed. But my favorite part of this work is curating a network of clients that I truly enjoy working with and rooting for. Please reach out for an intro call – I’ll enjoy the opportunity to chat and help you get the right person in your corner, whether its me or not.

Karim Attar is a Wealth Management Advisor with Merrill Lynch Wealth Management. He specializes in creating personalized wealth management strategies that align with clients’ financial goals, leveraging investment insights from Merrill and banking services from Bank of America. Karim’s expertise includes family wealth management strategies, liquidity management, retirement planning, portfolio management, tax minimization, and retirement income. Karim holds a Bachelor’s Degree from the University of Florida and has earned the CERTIFIED FINANCIAL PLANNER® (CFP) certification as well as the Personal Investment Advisor (PIA) designation. As a qualified Portfolio Manager, he provides both traditional advice and portfolio management services, including discretionary management of customized investment strategies that may involve individual securities, Merrill model portfolios, and third-party investment options. In addition to his professional work, Karim participates in community volunteer activities consistent with Merrill’s tradition of community service. He enjoys cooking, golfing, spending time with his family, and watching movies.

Patrick Ryan is a Senior Financial Advisor at Merrill Lynch Wealth Management with over a decade of experience working alongside seasoned executives, business owners, and their families. He specializes in areas including executive compensation, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management, small business strategies, individual and corporate investment strategy, tax minimization, and retirement income. His approach involves collaborating one-on-one with clients to develop personalized financial strategies aimed at achieving their long-term goals. Patrick holds multiple professional designations, including Certified Divorce Financial Analyst (CDFA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned his bachelor's degree from Bentley University and completed his secondary education at Lincoln Sudbury. His team leverages Merrill Lynch Wealth Management's award-winning research to help preserve and grow client wealth, delivering a service model tailored for families and individuals with complex financial needs. Residing in Wellesley with his wife, Kate, and their children, Lily and Parker, Patrick enjoys outdoor activities such as golfing at Framingham Country Club and spending time with his family. His personal interests also include adventure sports, hiking, music, running, skiing, swimming, traveling, and watching movies.

Reginald Lamb is a Wealth Management Advisor with Merrill Lynch Wealth Management. Since beginning his financial advising career in 2015, initially with Waddell and Reed before joining Merrill in 2017, he has specialized in helping individuals, families, and small business owners make sound financial decisions and manage their wealth responsibly. His areas of focus include college education planning, divorce transition planning, family wealth management strategies, personal retirement planning, portfolio management services, and philanthropic planning, among others. Prior to his career in finance, Reginald was a professional classical musician. Starting his professional career at age 16, he held principal bassist positions with several orchestras, including the Bangor Symphony Orchestra, Portland Symphony, Rhode Island Philharmonic, and Vermont Symphony. He has performed with notable artists such as Yo-Yo Ma and Jonathan Biss. Reginald’s musical background contributes to his approach as a financial advisor by shaping his skills in listening, attention to detail, and collaborative client service. Reginald holds a Bachelor's Degree from Bob Jones University and a Master's Degree from Johns Hopkins University. He is a CERTIFIED FINANCIAL PLANNER™ (CFP) and a Personal Investment Advisor (PIA). Outside of work, Reginald lives in Massachusetts with his wife, three children, two dogs, several fish, and a bearded dragon. He is actively involved in his community through Westgate Church and has personal interests in camping, chess, fishing, football, gardening, hiking, music, reading, rock climbing, soccer, and rock hounding.