Advisor at Discipline Wealth Solutions, Inc.
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
Discipline Wealth Solutions, Inc.
Location
Tappan, NY
Credentials
Series 63, Series 65
Industry experience
6 years
Ernest Rispoli is a financial advisor at Discipline Wealth Solutions, Inc. with six years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Primerica Advisors and CPR Investments Inc. In addition to his advisory role, he is a loan originator with Quintessential Mortgage Group, LLC, dedicating a significant portion of his time to this activity. Discipline Wealth Solutions, Inc. serves individuals, corporations, other registered advisers, and retirement plans, offering portfolio management, financial planning, and sub-advisory services. The firm manages assets on a discretionary basis, tailoring investment strategies to client objectives and risk tolerance, and provides ERISA 3(38) investment manager services with participant education.
Based on Discipline Wealth Solutions, Inc.
Based on Discipline Wealth Solutions, Inc.
Fixed fees for comprehensive financial planning up to $30,000 per plan, negotiable
$0 - $250,000: 1.65% $250,001 - $500,000: 1.55% $500,001 - $1,000,000: 1.50% $1,000,001 - $3,000,000: 1.40% $3,000,001 - $5,000,000: 1.35% $5,000,001+: 1.32%
$125 to $500 per hour based on complexity and experience
Fee-only: Financial planning fixed fees up to $30,000 per plan; hourly fees $125 to $500 per hour
Tappan, NY
New York
Discipline Wealth Solutions, Inc.
2024 - Present (2 years)
Quintessential Mortgage Group, LLC
2024 - Present (2 years)
CPR Investments Inc.
2023 - 2024 (1 year)
CPR FINANCIAL GROUP LLC
2023 - 2024 (1 year)
Fairway Independent Mortgage Corporation
2023 - 2024 (1 year)
PRIMERICA Advisors
2021 - 2023 (2 years)
Primerica Advisors
2019 - 2023 (4 years)
Primerica Financial services
2019 - 2023 (4 years)
Envoy Mortgage
2019 - 2023 (4 years)
Key Bank
2017 - 2019 (2 years)
First Niagara Bank
2016 - 2017 (1 year)
UnEMPLOYED
2016 - 2016 (1 year)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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Series 63, Series 65
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CFA®, Series 66
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