Advisor at M Financial Planning Services, Inc
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
M Financial Planning Services, Inc
Location
Marlton, NJ 08053
Credentials
CFP®, Series 66
Industry experience
14 years
Edward Garruto is a CFP® and Series 66 licensed advisor with M Financial Planning Services, Inc. in Marlton, NJ. He has 14 years of industry experience and has been with M Financial Planning Services and LPL Financial LLC since 2011. M Financial Planning Services offers standalone financial planning and consulting for individual and high-net-worth clients, focusing on estate, retirement, college, and insurance planning. The firm operates on a planning-only model with fixed, hourly, and subscription fees rather than managing assets directly.
Based on M Financial Planning Services, Inc
Subscription financial planning service: initial fee $1,500 to $3,000 plus flat quarterly fee $250 to $750
Brokerage commissions charged by LPL for securities transactions; portion paid to Registrant's Principal and representatives
Hourly rates range from $200 to $300 per hour
Subscription fees: initial $1,500 to $3,000, plus ongoing quarterly fees between $250 and $750
Minimum fee: Generally ranges from $1,500 to $6,000 on a fixed fee basis Fee-only: Fixed fees generally $1,500 to $6,000; hourly rates from $200 to $300
57 South Maple Avenue
Marlton, NJ 08053
Florida · New Jersey · Pennsylvania
M Financial Planning Services, Inc
2011 - Present (15 years)
LPL Financial
2011 - Present (15 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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