Donavan Cox

Michelle Horton is a Wealth Management Advisor with Merrill Lynch Wealth Management. She works with families and their businesses, focusing on planning for financial success in the present and for future generations. Michelle has over 30 years of experience in wealth management, building lifelong relationships by understanding her clients’ individual perspectives and priorities. Her expertise encompasses college education planning, corporate executive services, family wealth management strategies, legacy planning, liquidity management, retirement planning, portfolio management, and tax minimization. Michelle holds the Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA) designations, reflecting her commitment to professional standards in investment management. Michelle earned a Bachelor's Degree from the University of Kansas and a Master's Degree from Saint Louis University. She is involved with the Arrowhead Metro District and participates in community activities with Bighorn Gravel. Outside of work, Michelle enjoys adventure sports including biking, camping, hiking, skiing, surfing, and traveling.

Paul Girard is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been assisting clients with wealth management, retirement planning, and wealth transfer since 1985. Paul's practice focuses on developing personalized plans and helping clients manage cash flow during retirement. At Merrill Lynch Wealth Management, Paul employs a comprehensive Goals-Based Wealth Management approach. He works with high-net-worth clients to identify and prioritize their personal financial goals, including college education planning, family wealth management strategies, personal retirement planning, tax minimization, and retirement income. Leveraging the global resources available, he addresses complex planning needs such as funding education, ensuring retirement income sustainability, managing potential healthcare costs, and preserving wealth. Paul holds a Bachelor's Degree from Drake University and professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He is also involved in his community as a board member of the Willowmere Farmington HOA.