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Denise Osadchuk

Advisor at OSAIC

Updated today

Location

Thibodaux, LA 70301

Credentials

CFP®, Series 66

Industry experience

12 years

About

Denise Osadchuk is a CFP® professional with 11 years of experience in the financial services industry. She has worked at OSAIC since 2024 and previously held roles at Woodbury Financial Services, Capital One Advisors, Capital One Investing, and Ameriprise Financial Services. Outside of her advisory work, she owns Southern Wealth Strategies, LLC. OSAIC is an SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base that includes individual investors, pension plans, corporations, and charitable organizations. The firm employs a comprehensive investment process that incorporates risk tolerance assessments, asset allocation software, and portfolio optimization tools, offering access to a wide range of investment products and custodial platforms.

Client services

Based on OSAIC

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops

Expertise

Based on OSAIC

Annuities

Occupation focus

Based on OSAIC

Founder/Business Owner Executive Retired

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Fee options

Fixed

Fixed or flat fees for financial planning and consulting services generally up to $25,000, can exceed for high net worth individuals; Non-Discretionary Investment Advisory Services fixed fees from $500 to $15,000; Retirement Plan Consulting Services fixed fees from $1,000 to $100,000.

Percentage

$0 - $5,500: Negotiable, varies by Advisory Representative and program $5,500 - $10,000: Negotiable, varies by Advisory Representative and program $10,000+: Negotiable, varies by Advisory Representative and program

Commissions

Advisory Representatives may receive commissions as registered representatives or insurance agents for securities or insurance product sales outside advisory accounts.

Project-based

$0 - $750 per hour for financial planning and consulting services, Non-Discretionary Investment Advisory Services, and Retirement Plan Consulting Services.

Other

Account minimum: $5,500 to $10,000 depending on program Fee-only: Advisory fees negotiated individually by Advisory Representatives; often asset-based fees with wrap or non-wrap structures; fees can be up to 3% annually for Plan Participant Retirement Program; fee schedules vary by program and Advisory Representative.

Location

102 Royal Oak Blvd

Thibodaux, LA 70301

Most active in

Louisiana · Texas

Work history

OSAIC

2024 - Present (2 years)

Woodbury Financial Services, Inc.

2018 - 2024 (6 years)

Capital One Advisors, LLC

2016 - 2018 (2 years)

Capital One Investing

2016 - 2018 (2 years)

Ameriprise Financial Services inc

2014 - 2016 (2 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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