Advisor at Retirement Management Systems
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Location
Angleton, TX 77515
Credentials
CFP®, Series 63
Industry experience
37 years
Debra Rosenthal Ritter is a CFP® with 36 years of industry experience, currently serving at Retirement Management Systems. Her prior roles include positions at Geneos Wealth Management Inc, Capital Asset Advisory Services, LLC, WFG Investments, Inc., and RosRit Financial Group, LLC. Outside of advisory work, she is involved in home care services plan sales. Retirement Management Systems provides savings-plan management, discretionary portfolio management, financial planning, and plan-sponsor consulting for individual clients and retirement plans. The firm uses risk-based model portfolios developed with LSA Portfolio Analytics and serves a high number of clients with substantial assets under management.
Based on Retirement Management Systems
Based on Retirement Management Systems
Financial Plan preparation fee typically $0 to $2,500, flat fees for consultation services negotiated case-by-case.
$0+: 0.10% to 0.85% annually (asset-based portion of Program Fee) $0+: 0.05% to 0.50% annually for Plan Sponsor Consulting Services
Consultation Services typically $250 - $500 per hour.
Account minimum: $1,500 Minimum fee: Enrollment Fee of $1,000 (currently waived), Program Fee portion flat fee ranges from $100 to $2,500 annually. Fee-only: Fees based on assets under management (0.10% to 0.85% annually), hourly fees $250 - $500 per hour for consultation, flat fees up to $2,500 for financial planning, negotiated fees for seminars ($0 to $10,000).
221 North Velasco Street
Angleton, TX 77515
Texas
Retirement Management Systems
2023 - Present (3 years)
Geneos Wealth Management Inc
2017 - 2020 (3 years)
Capital Asset Advisory Services, LLC
2015 - 2023 (8 years)
WFG Investments, Inc.
2015 - 2017 (2 years)
RosRit Financial Group, LLC
2011 - 2018 (7 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is not active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Series 63
Angleton, TX
Arkadios Wealth Advisors
Series 65
Lake Jackson, TX
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Angleton, TX
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Series 66
Angleton, TX
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Patrick Beale is a financial advisor at Merit Financial Advisors with 20 years of industry experience and holds a Series 66 designation. His prior experience includes roles at Purshe Kaplan Sterling Investments, Commonwealth Financial Network, Global Wealth Advisors, and LPL. Outside of his advisory work, he is co-owner of Pearland Elite Training Center, LLC, a teaching and coaching business operated by his wife. Merit Financial Group, LLC is an SEC-registered advisory firm managing approximately $10.6 billion with 144 advisors serving individuals, businesses, retirement plan sponsors, and institutions. The firm employs a long-term, diversified investment approach utilizing model portfolios and modular sleeves, overseen by a central Investment Management team and committee, while allowing advisors flexibility in portfolio management.
Series 63, Series 65
Angleton, TX
Arkadios Wealth Advisors
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