David Ybarra
Advisor at Aspired Wealth
Updated today
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
Aspired Wealth
Location
Loveland, CO
Credentials
CFP®, Series 63, Series 66
Industry experience
10 years
About
David Ybarra is a CFP® professional with 10 years of experience in the financial services industry. He is the principal advisor at Aspired Wealth, an independent firm he has led since 2024. His prior experience includes roles at Consilio Wealth Advisors, Northwestern Mutual Investment Services, and Fidelity. Aspired Wealth Planning LLC provides discretionary asset management and financial planning to individuals, high-net-worth clients, and businesses. The firm employs Modern Portfolio Theory and Monte Carlo analysis to construct diversified portfolios, incorporating derivatives strategies and third-party sub-advisors, and offers tailored planning on retirement, estate, tax, and employer benefits.
Expertise
Based on Aspired Wealth
Retirement income strategy
Social Security optimization
Annuities
Roth conversion strategy
Tax-loss harvesting
Fee options
Comprehensive financial plan flat fee of $2,400, payable in installments
$0 - $100,000: 1.00% annually $100,000.01 - $500,000: 0.95% annually $500,000.01 - $1,000,000: 0.90% annually $1,000,000.01 - $2,000,000: 0.85% annually $2,000,000.01 - $4,000,000: 0.75% annually $4,000,000.01 - $6,000,000: 0.65% annually $6,000,000.01 - $8,000,000: 0.55% annually $8,000,000.01 - $10,000,000: 0.45% annually $10,000,000.01+: 0.40% annually
Consultation services at $100 per hour with a 3-hour minimum
Fee-only: Comprehensive financial plan: flat fee $2,400 (negotiable), Consultation services: $100/hour with 3-hour minimum
Location
Loveland, CO
Most active in
David Y has reported serving >5 clients in these states in the last 12 months.
Colorado · Texas · Washington
Work history
Aspired Wealth Planning LLC
2024 - Present (2 years)
David R. Ybarra, Sole Proprietor
2023 - 2026 (3 years)
Consilio Wealth Advisors, LLC
2021 - 2024 (3 years)
Northwestern Mutual Investment Services LLC
2020 - 2021 (1 year)
Unemployed
2020 - 2020 (1 year)
Fidelity Personal and Workplace Advisors
2018 - 2020 (2 years)
Fidelity
2016 - 2018 (2 years)
Fidelity Brokerage Services LLC
2015 - 2020 (5 years)
Disclosures
Disclosures include customer complaints, regulatory actions, employment terminations, bankruptcies, and certain legal protections.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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