Advisor at Otto & Associates, Inc.
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Firm
Otto & Associates, Inc.
Location
Norwich, VT 05055
Credentials
CFP®
Industry experience
23 years
David Otto is a CFP® professional with 22 years of experience in the financial advisory industry. He has been with Otto & Associates, Inc. since 1985 and is based in Norwich, VT. Otto & Associates serves individuals, families, charitable organizations, trusts, estates, retirement plans, and small businesses by providing comprehensive financial planning and investment management. The firm employs a fee-only model focused on asset allocation and fundamental analysis, with core holdings in no-load mutual funds and ETFs, while incorporating private alternative investments and closed-end funds.
Based on Otto & Associates, Inc.
Based on Otto & Associates, Inc.
Initial exploratory meeting fee: $1,500; Financial plan minimum fee: $3,000 (negotiable); Retirement plan minimum fee: $1,500 (generally not negotiable); Retainer services annual fee negotiable
$0 - $1,250,000: 1.0% $1,250,000 - $2,500,000: 0.5% $2,500,000+: 0.25%
$275 per hour for limited scope financial planning and follow-on implementation work beyond original plan
Annual retainer fee offered as alternative to asset-based fee; amount negotiable
Account minimum: $300,000 Minimum fee: $3,000 minimum annual fee, negotiable, charged if account below $300,000 Fee-only: Fee-only; no commissions accepted
16 Beaver Meadow Road
Norwich, VT 05055
New Hampshire · New York · North Carolina · Texas · Vermont
Otto & Associates, Inc.
1985 - Present (41 years)
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Is not active or affiliated with:
Insurance agent
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Broker-dealer / trader
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Bank
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Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
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