Advisor at Horizons Planning Corporation
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Firm
Horizons Planning Corporation
Location
Ann Arbor, MI 48103
Credentials
ChFC®, Series 63, Series 65
Industry experience
15 years
David Keosaian is a ChFC® credentialed financial advisor with 15 years of experience at Horizons Planning Corporation in Ann Arbor, MI. He has been with the firm since 1993, which operates as a team of four advisors. In addition to his advisory role, Keosaian provides tax preparation and small-business accounting services and offers counseling to military personnel and their families as an independent contractor. Horizons Planning Corporation advises individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations, managing approximately $70 million in client assets. The firm employs a proprietary market-timing service alongside traditional asset-allocation strategies and provides a range of services including financial coaching, investment management, insurance recommendations, and tax or pension consulting.
Based on Horizons Planning Corporation
Based on Horizons Planning Corporation
$0 - $500,000: 2% annually $500,001 - $2,000,000: 1% annually $2,000,001+: .5% annually
Commissions earned from insurance product sales are paid directly to representatives, not HPC.
Financial planning and corporate consulting services charged at $300 per hour; clerical/administrative services at $45 per hour.
Account minimum: $100,000 Fee-only: Hourly rate of $300 per hour for financial planning services; typical plan costs between $800 and $4,000.
250 W. Eisenhower Pkwy., Suite 140
Ann Arbor, MI 48103
Michigan · Texas
Horizons Planning Corporation
1993 - Present (33 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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