Daniel Turner

Gregory Gunther is a financial advisor at The Retirement Optimization Group, LLC in Honolulu, HI, with 9 years of industry experience. He holds Series 63 and Series 65 licenses and has been managing insurance services through Island Estate Services since 2008. The Retirement Optimization Group provides financial consulting and estate-planning support primarily to individual and high-net-worth clients, referring investment accounts to third-party money managers rather than directly managing assets. The firm offers educational seminars and uses a referral-based model while delivering various planning tools and limited-scope estate planning support.

Wilson Wang is a financial advisor at HFIR LLC with 11 years of industry experience. He holds a Series 65 designation and has worked at Open Insights Capital, LLC and Twin Peaks Capital, LLC. Wilson operates as a solo practitioner based in Honolulu, HI. HFIR LLC provides discretionary investment management to clients with speculative capital who understand the risks of high-volatility investing. The firm employs a long/short equity strategy focused on undervalued securities, options, and special situations, using a performance fee structure with loss carry-forward accounting uncommon among independent advisers.

Daniel Hartenstein is a financial advisor with ECS Wealth Strategies in Honolulu, HI, holding a Series 65 designation and 16 years of industry experience. He has operated Hart Financial Services since 2001. Outside of advising, he has worked as a background actor since 2012 and is also an author, speaker, and media contributor. ECS Wealth Strategies provides advisory and planning services primarily to individual clients and participants in its Government Employee Benefit Institute (GEBI) training program. The firm offers benefits-focused consulting and insurance products, referring clients to third-party investment advisers for portfolio management while conducting due diligence and ongoing support.

Howard Haber is a Certified Financial Planner (CFP®) with 20 years of experience in the financial advisory industry. He has been the sole advisor at Apollo Wealth Management, Ltd. since 2004. Apollo Wealth Management, Ltd. is an independent, fee-only firm that offers comprehensive financial planning and investment advisory services to individuals, families, and estates. The firm employs a macroeconomic and Modern Portfolio Theory-based investment approach, managing portfolios with publicly available securities and operating in a non-discretionary capacity requiring client approval for transactions.

Jeffery Loff is a CFP® professional with six years of experience in financial advisory services and over a decade in accounting. He is the principal of CRL Advisors, an independent registered investment adviser based in Honolulu, HI. Prior to founding CRL Advisors, he operated a CPA firm and has also formed a software company, Keenly Inc., which aims to provide tax practice management solutions. CRL Advisors offers discretionary portfolio management along with financial, tax, retirement, and trust planning primarily for individuals, trusts, and private foundations. The firm combines modern portfolio theory with various analytical methods to guide asset allocation and security selection, managing portfolios on a discretionary basis with a focus on ETFs and options strategies.