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D. G. (Chip) Kensinger Jr.

Advisor at BCG Securities, inc.

Updated today

Location

Cedar Rapids, IA 52401

Credentials

CFP®, Series 63, Series 65

Industry experience

43 years

About

D. G. (Chip) Kensinger is a CFP® professional with 42 years of industry experience, currently serving at BCG Securities, Inc. since 2013. He holds Series 63 and Series 65 licenses and teaches Tai Chi part-time at the Grand Rapids YMCA. BCG Securities offers portfolio management, financial planning, pension consulting, and wealth-management services to retirement plans and individual accounts. The firm employs a diverse investment approach that includes fundamental and technical analysis, third-party manager selection, and both long- and short-term strategies.

Client services

Based on BCG Securities, inc.

Financial planning Portfolio management Selection of other advisers

Expertise

Based on BCG Securities, inc.

Wealth management Charitable giving & philanthropy Business succession planning Retirement plans for business owners (SEP, solo 401k)

Occupation focus

Based on BCG Securities, inc.

Founder/Business Owner

Fee options

Fixed

Fixed fee based on client's net worth for financial planning services

Percentage

$0 - $100,000: Less than 1.50% $100,000 - $1,000,000: Approximately 1.00% $1,000,000+: 1.00% or individually negotiated

Commissions

Commissions, trails, 12b-1 fees, other distribution fees, insurance compensation, and product-level compensation from sale of securities and investment products

Project-based

Up to $500 per hour for financial planning services

Other

Account minimum: $25,000 Fee-only: Hourly fee up to $500 per hour or fixed fee based on client's net worth for financial planning services

Location

50 Second Ave. Bridge

Cedar Rapids, IA 52401

Most active in

Iowa

Work history

BCG Securities, inc.

2013 - Present (13 years)

BCG Securities, inc.

2013 - Present (13 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

user avatar

Lance M

Series 65

Marion, IA

Lexington Capital, LLC

Lance Mc Donald is a financial advisor at Lexington Capital, LLC with 8 years of industry experience. He holds a Series 65 designation and has been with Lexington Capital since 2011. In addition to his advisory role, he is a licensed insurance agent in Iowa. Lexington Capital provides portfolio management and financial planning services to individuals, high-net-worth clients, charitable organizations, and other advisers. The firm employs both tactical and strategic investment strategies and offers discretionary management with documented Investment Policy Statements, working with a mix of quantitative and technical analysis.

Active portfolio management
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Riddhiman M

Series 65, Series 66

Cedar Rapids, IA

Ares-Bound Capital

Riddhiman Moharar is a financial advisor at Ares-Bound Capital in Cedar Rapids, IA, holding Series 65 and Series 66 licenses with four years of industry experience. Prior to joining Ares-Bound Capital in 2020, he worked for International Business Machines Corp. for five years. Ares-Bound Capital offers discretionary portfolio management and financial planning services to individual investors, select high-net-worth clients, and small businesses. The firm employs a combination of tactical asset allocation, sector rotation, dividend-discount modeling, and Monte Carlo simulation to manage client portfolios across various securities, including equities, fixed income, mutual funds, ETFs, and options.

Options & derivatives strategies Real estate investing Self-Employed
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Bradley P

Series 63, Series 65

Cedar Rapids, IA

Raindrop Financial, Inc

Bradley Parsons is the sole advisor at Raindrop Financial, Inc, holding Series 63 and Series 65 credentials with 11 years of industry experience. He has been the president and practicing optometrist of Bradley C Parsons OD PC since 2004. Raindrop Financial provides active investment management focused on options and futures-based trading strategies for pooled vehicles and institutional-style accounts. The firm emphasizes a market-timing approach with short- to intermediate-term positions, leveraging back-tested models and investor education tailored to professional clients.

Options & derivatives strategies Optometrist
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Jon W

Series 63

Cedar Rapids, IA

Stonefield Investment Advisory, Inc.

Jon Werner is a financial advisor with Stonefield Investment Advisory, Inc. in Cedar Rapids, IA, holding a Series 63 designation and over 31 years of industry experience. He has worked at Cetera Advisors LLC from 2013 to 2021 and has been with Stonefield Investment Advisory since 2005. Outside of his advisory role, Werner is also an independent insurance agent under the name Cornerstone Capital Management. Stonefield Investment Advisory provides portfolio management, financial planning, consulting, and ERISA plan participant services to individual and high-net-worth clients, retirement plans, charitable organizations, and small businesses. The firm manages approximately $108 million in regulatory assets and is notable for its high client-to-advisor ratio and use of both fundamental and technical investment analysis techniques.

Concentrated stock management Options & derivatives strategies Cash flow / budgeting Founder/Business Owner Retired
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Craig A

Series 63, Series 65

Marion, IA

TRUEWEALTH STEWARDSHIP, LLC

Craig Adamson is a financial advisor with TrueWealth Stewardship, LLC, an independent registered investment adviser based in Marion, Iowa. He holds Series 63 and Series 65 licenses and has 29 years of industry experience. His career includes a long tenure at LPL Financial since 2000 and leading TrueWealth Stewardship in various forms since 2013. Adamson also serves as a classroom instructor for continuing education through Community Educators LLC. TrueWealth Stewardship, LLC provides fee-based financial planning and consulting primarily to individual clients and select small-to-medium sized businesses. The firm emphasizes written financial plans and ongoing planning engagements rather than discretionary portfolio management, and is notable for offering educational workshops alongside one-on-one planning services.

College savings (529s, UTMA, etc.) General estate planning guidance Cash flow / budgeting Retirement income strategy Life insurance needs analysis
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Jeffrey B

CFP®, Series 63

Cedar Rapids, IA

Busbee Wealth Advisors LLC

Jeffrey Busbee is a CFP® professional with 39 years of industry experience, currently serving as the sole advisor at Busbee Wealth Advisors LLC in Cedar Rapids, IA. His career includes roles at Harbour Investments, Inc., Securian Financial Services, Inc., and Minnesota Life Insurance Co. He also owns Busbee Wealth Strategies LLC, an insurance agency through which he engages in insurance sales and service. Busbee Wealth Advisors LLC provides discretionary asset management, financial planning, and project-based consulting to individuals, high-net-worth clients, and charitable organizations. The firm employs a combination of fundamental, technical, and charting analysis to construct portfolios and offers access to third-party investment solutions via the AssetMark platform.

Business exit / sale strategy Cash flow / budgeting
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