Advisor at Beyond Balanced Financial Planning, LLC
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
Beyond Balanced Financial Planning, LLC
Location
Midland, TX 79701
Credentials
CFP®, Series 63, Series 65
Industry experience
15 years
Crystal Rau is a CFP® with 15 years of industry experience and is the sole advisor at Beyond Balanced Financial Planning, LLC in Midland, TX. Her prior experience includes roles at Kevin Foreman - Raymond James FS Branch and Syntal Capital Partners, LLC. Outside of her advisory work, she serves as an expert reviewer for LendEDU publications, is treasurer and a finance committee member for a local nonprofit, and owns a small business operating seven self-serve car washes. Beyond Balanced Financial Planning is a fee-only independent advisory firm offering investment management and comprehensive financial planning to individuals, trusts, estates, charities, small businesses, and retirement plan clients. The firm uses a Modern Portfolio Theory-based approach with primarily passive, low-turnover strategies, and provides formal retirement plan consulting with ERISA-focused services, blending institutional plan work with a personalized client experience.
Based on Beyond Balanced Financial Planning, LLC
Based on Beyond Balanced Financial Planning, LLC
Project Based Financial Planning fees generally quoted as fixed fees between $500 and $5,000.
$0 - $3,000,000: 1.00% $3,000,000.01 - $5,000,000: 0.75% $5,000,000.01 - $15,000,000: 0.50% $15,000,000.01+: 0.25%
$250 per hour if Comprehensive Financial Planning is terminated prior to 12 months and fees are calculated on time spent.
Comprehensive Financial Planning may be paid by fixed monthly or quarterly fees as part of annual fee arrangement.
Fee-only: Comprehensive Financial Planning: $3,500 - $20,000 annually based on complexity, paid monthly or quarterly; Project Based Financial Planning: $500 - $5,000 fixed fee; Educational Seminars: $0 to $10,000 per engagement or $0 to $200 per participant.
223 W Wall Street, Suite 215
Midland, TX 79701
Texas
Beyond Balanced Financial Planning, LLC
2017 - Present (9 years)
Kevin Foreman - Raymond James FS Branch
2016 - 2017 (1 year)
Syntal Capital Partners, LLC
2014 - 2016 (2 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is not active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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