Clifford Camarda

Scott Perry is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been part of the financial services industry since 1997 and joined Merrill Lynch Wealth Management in 1999. Scott focuses on providing financial guidance through education, honesty, and transparency, aiming to help clients develop personalized strategies to pursue their long-term financial goals. His expertise includes college education planning, employee financial health, managing new wealth, personal retirement planning, portfolio management, socially responsible and ESG investing, tax minimization, and retirement income planning. Scott has experience working with investment accounts, estate planning services, life insurance, annuities, and longevity concerns. He holds the CERTIFIED FINANCIAL PLANNER (CFP) designation and is a Personal Investment Advisor (PIA). Scott earned his bachelor's degree from the University of Florida. Born and raised in Key West, Florida, Scott participates actively in his community and volunteers with local organizations. His personal interests include biking, fishing, scuba diving, swimming, table tennis, volleyball, and spending time with his family. He is affiliated with professional organizations such as Swim Like a Pro Triathlon Team, USA Cycling, and USA Triathlon.

Ginette Chevalier is an International Wealth Advisor at Merrill Lynch Wealth Management. Based in New York, she leads a team that serves corporate executives and business owners, primarily of European origin, providing comprehensive international wealth management tailored to complex tax situations and global financial goals. Her areas of focus include managing concentrated stock positions, company stock options, multi-currency accounts, cross-border generational and pre-emigration planning, philanthropic planning, and retirement services. Ms. Chevalier holds Personal Investment Advisor (PIA) designation and is fluent in French and English. She earned international diplomas from Institut d'Etudes Politiques de Paris and ESSEC Business School. Ms. Chevalier is involved in several professional organizations, including American Friends of IHES, Association des Amis des Grandes Écoles de France (AAGEF), French Founders, and The American Society of the French Order of Merit (ASFOM). Additionally, she participates in community activities at Saint Ignatius de Loyola.

James Bailey is an Investment Solutions Representative III at Fidelity Investments, a position he has held since 2025. He has progressed through multiple roles within Fidelity, starting as an Investment Solutions Representative I in 2021, advancing to level II in 2022, and then to his current role in 2025. Prior to his tenure at Fidelity, James worked as a Financial Representative at North Florida Financial from 2020 to 2021, and as an Advisor Services Representative at Waddell & Reed, Inc. from 2018 to 2020. In his current role, James collaborates with clients to develop personalized financial strategies that cater to investing for the future, retirement planning, and wealth management. He aims to simplify the financial process, provide clear guidance, and serve as a trusted partner throughout his clients' financial journeys. James holds insurance licenses in Arkansas and California. Outside of his professional career, James has interests that include camping, golf, hiking, military service, music, and traveling.

Jason Johnson is a Financial Solutions Advisor at Merrill Lynch Wealth Management. In his role, he works closely with clients to understand their financial priorities and develop strategies aimed at achieving their short-, mid-, and long-term goals. He provides guidance on general investing, retirement planning, and saving for unexpected expenses, and facilitates access to Bank of America specialists for services including banking, credit, home financing, and small business solutions. Jason holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from the University of North Texas. His approach focuses on uncovering what matters most to clients and their families to create tailored financial strategies that align with their objectives.

Alida Lupari is a Senior Financial Advisor affiliated with Merrill Lynch Wealth Management. She brings experience in corporate benefits, personal retirement planning, portfolio management services, and retirement income, with a commitment to helping clients integrate their financial goals into long-term strategies. Alida began her career at Merrill in 1999 within the Retirement Benefits Group and held various positions before joining ING in 2005 as a Client Relationship Manager for multi-billion dollar corporations administering 401(k) plans. She returned to Merrill Lynch Wealth Management in 2010 to serve as a financial advisor. Alida holds a Bachelor's Degree from the University of Central Florida and holds the Personal Investment Advisor (PIA) designation. Residing in Jacksonville since 1999, Alida lives in the Southside area with her spouse and three children. Her family enjoys traveling and spending time outdoors.