Charles Theis

Anton Madsen is a CFP® with 12 years of industry experience, currently serving as an advisor at Stone Steps Financial, LLC. He has previously worked with XY Investment Solutions, LLC and NewLeaf Financial Guidance, LLC. Madsen is also the founder and owner of AdviserCo, Inc. Stone Steps Financial is a fee-only advisory firm that provides comprehensive financial planning and investment management primarily to individuals and high-net-worth clients. The firm employs a passive, asset-class-based investment approach using index mutual funds and ETFs to build tax-efficient, low-turnover portfolios tailored to client goals and risk tolerance.

Rhonda Kerkhoff is a financial advisor with Focus Financial, holding a Series 66 credential and 21 years of industry experience. She has been associated with OSAIC and Focus Financial Network since 2009. Kerkhoff serves on the advisory board of a local healthcare facility, CentraCare – Redwood. Focus Financial Network is an enterprise investment adviser managing approximately $6.3 billion through a network of 118 advisors. The firm serves individuals, pension plans, trusts, charitable organizations, and corporate clients, offering a range of managed accounts, third-party manager access, retirement plan consulting, and financial planning services.

Duane Heiling is a financial advisor with Ameriprise, holding the ChFC® and Series 63 designations and bringing 32 years of industry experience. He has been with Ameriprise and its affiliated entities since 1993. Outside of his advisory role, he serves on the Board of Directors for RACF as secretary, acts as treasurer for Country Sno Riders, and holds a supervisory position with Willow Lake Township. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with substantial investable assets, providing detailed written recommendations on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to support clients, with a focus on assets managed within Ameriprise accounts.

Chad Lund is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. He has worked at Cetera and its affiliates since 2021 and previously spent seven years with VOYA Financial Advisors. Lund serves on the boards of Dakota Futures, Inc. and Dakota Finance Corporation, Inc., organizations focused on community development and economic growth. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a network of over 6,800 advisors. The firm offers a range of portfolio management and fiduciary solutions, combining advisor-managed accounts with firm-sponsored and third-party model portfolios.