user avatar

Charles Dufour

Advisor at William Joseph Capital Management, Inc.

Updated today
William Joseph Capital Management, Inc. logo

Firm

William Joseph Capital Management, Inc.

Location

Woodstock, CT

Credentials

Series 65

Industry experience

9 years

Client services

Financial planning Portfolio management Selection of other advisers

Fee options

Fixed

Fixed fees for comprehensive financial plans or specific analyses, negotiable; examples include $5,000 for comprehensive planning, $1,000 for specific analysis

Percentage

0.60% to 1.35% annually, fees negotiated based on account size, relationship, and services provided

Commissions

Commissions received for sale of insurance products through affiliated insurance agency

Project-based

Hourly fees for ongoing financial planning and consulting, negotiable; example rate $250/hour

Other

Fee-only: Fixed fees for financial planning services, negotiable and based on scope and complexity (e.g., $5,000 for comprehensive plan); hourly fees negotiable (e.g., $250/hour)

Work history

William Joseph Capital Management LLC

2017 - Present (9 years)

Self Employed

2010 - Present (16 years)

D and G Properties, LLC

1994 - Present (32 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Pasco D

Series 63, Series 66

Pomfret, CT

Fidelity

Pasco DelFarno is a Planning Consultant at Fidelity Investments, a role he has held since 2026. He began his career at Fidelity in 2022, progressing through various positions including Customer Relationship Advocate, Investment Solutions Representative I, Financial Representative, and Relationship Manager. In his current role, Pasco focuses on understanding clients' goals, challenges, and aspirations to co-create holistic financial plans. He emphasizes listening, asking thoughtful questions, and building trust as key components of his service approach. Pasco holds the CFP® designation.

General retirement planning Wealth management Cash flow / budgeting

Trevor N

ChFC®, Series 66

Sturbridge, MA

Edward Jones

Divorce financial planning Retirement income strategy Retirement withdrawal strategies Business exit / sale strategy Wealth management Founder/Business Owner

Christina L

Series 66

Sturbridge, MA

Merrill

Christina Lafortune is a Senior Financial Advisor at Merrill Lynch Wealth Management in Worcester, Massachusetts. Since joining the firm in 2011, she has provided financial guidance to a diverse range of clients including non-profits, business owners, executives, and families. Christina co-leads The Smith-LaFortune Group, focusing on investment management, retirement planning, insurance solutions, banking services, and customized wealth preservation strategies. Christina holds several professional designations, including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She earned a Bachelor of Science degree from Westfield State College and a Master of Business Administration in Accounting from Fitchburg State University. Beyond her professional role, Christina is involved with community organizations such as the Girl Scouts of Central and Western Massachusetts, Habitat for Humanity, and the Worcester County Food Bank. She resides in Sturbridge, Massachusetts with her husband and children and maintains personal interests in boating, camping, cooking, gardening, hiking, pottery, traveling, yoga, and spending time with family.

Retirement income strategy Income planning Business ownership considerations Wealth management Executive Founder/Business Owner Parents

Manlio D

Series 63, Series 66

Brooklyn, CT

Fidelity

Manlio DiRocco is a Financial Consultant I at Fidelity Investments, where he currently supports clients in managing their financial plans. He has been with Fidelity Investments since 2021, progressing through various roles including Customer Relationship Advocate, Investment Solutions Representative I, II, and III before his current position. His experience at Fidelity Investments spans client relationship management and investment solutions, providing him with a foundation in financial consulting. Manlio holds insurance licenses in Arkansas and California, enabling him to offer insurance-related advice as part of his services. Outside of his professional role, Manlio's personal interests include family activities, fishing, fitness, hiking, motorcycles, and traveling.

Financial Professional
user avatar

Gary P

Series 65

Danielson, CT

Westcott Investment Advisors LLC

user avatar

Leslie W

CFA®

Hampton, CT

Troika Investment Advisors, LLC

Warmer team member

Not sure where to start?

We'll help you think it through – whether you ultimately need an advisor or not.

Call (201) 292-4557

Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.

Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.

For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.

By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev

© 2026 Warmer Holdings Inc. ("Warmer")