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Andy Loving

Advisor at Natural Investments

Updated today

Location

Louisville, KY

Credentials

CFP®, Series 63, Series 65

Industry experience

26 years

Client services

Based on Natural Investments

Financial planning Portfolio management Selection of other advisers Educational seminars or workshops

Expertise

Based on Natural Investments

ESG / Sustainable investing Private / alternative investments Charitable giving & philanthropy General estate planning guidance

Occupation focus

Based on Natural Investments

Founder/Business Owner

Demographic focus

Based on Natural Investments

Women Professionals African Americans/Black Gen Y/Millennials (Born 1980-1995) Values-based investing

Fee options

Percentage

$0 - $200,000: 1.35% $200,000 - $500,000: 1.25% $500,000 - $1,000,000: 1.10% $1,000,000 - $3,000,000: 0.95% $3,000,000 - $15,000,000: 0.85% $15,000,000 - $20,000,000: 0.65% $20,000,000+: 0.55%

Project-based

Hourly investment consulting available; financial planning fees may be hourly

Subscriptions

Retainer fees for ongoing financial planning services billed quarterly in arrears, negotiable

Other

Account minimum: $50,000 Minimum fee: Minimum annual fee of $500 Fee-only: Financial planning fees are billed hourly, project-based, or on retainer, negotiable per client and advisor

Location

Louisville, KY

Most active in

Kentucky · Virginia

Work history

First Affirmative Financial Network, LLC

1999 - Present (27 years)

First Affirmative Financial Network, Llc

1999 - Present (27 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

user avatar

Paul S

CFA®, Series 63, Series 66

Louisville, KY

Sapphire Fiduciary Advisors, LLC

Paul Stropkay is a CFA® charterholder and financial advisor with 14 years of industry experience. He is the principal of Sapphire Fiduciary Advisors, LLC, an independent firm based in Louisville, KY, where he has worked since 2021. Stropkay serves on the boards of directors for Rockcastle Bancorp and Citizens Bank, providing oversight on bank policy, operations, and credit matters. He is also a general partner in a private real estate investment entity, Plowshares Capital, LLC. Sapphire Fiduciary Advisors is a registered investment adviser offering discretionary investment management and sub-advisory services to individuals, families, trusts, institutions, and other advisers. The firm manages approximately $59.7 million, focusing on high-quality securities through fundamental and quantitative analysis, actively managing portfolios under discretionary authority with periodic reviews.

Active portfolio management Private / alternative investments

Elijah E

CFP®

Louisville, KY

Essa Financial LLC

Elijah has been a fee-only financial planner for over eight years. In 2025, he started Essa Financial to provide transparent and client-centric financial advice to folks in the Louisville community and beyond. As a teacher, Elijah’s favorite part about being a financial planner is communicating complex planning topics to clients in ways that are more easily understood. He enjoys the education aspect of being a planner, especially in a one-on-one environment. He values deep relationships with clients, and is always willing to listen and learn. He also believes exceptional client service (and swift communication) is the cornerstone of financial planning. Elijah is actively involved in the profession. He is an active volunteer with the National Association of Personal Financial Advisors (NAPFA), having previously served on their Genesis board for young advisors for five years and currently serving on the South Region board as the Membership Chair. He also reviews scholarship applications for the CFP Board Center for Financial Planning, which provides assistance to qualified candidates for the CFP® exam. In addition to his role as a planner, Elijah teaches part-time as an adjunct professor at the University of Louisville. Elijah resides in Louisville with his wife, Sarah, and dogs, Landon and Korra. Aside from financial planning and teaching, Elijah spends his time frequenting local coffee shops, running (short distances) around his neighborhood, playing video games, watching the Minnesota Timberwolves, and of course, spending time with friends and family.

Inherited wealth Educators, Teachers, and Academics Young Professionals Gen Y/Millennials (Born 1980-1995)
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Matthew D

Series 66

New Albany, IN

Trimingham Financial

Matthew Doyle is a financial advisor at Trimingham Financial, LLC, with 10 years of industry experience. He holds a Series 66 designation and previously worked at Northwestern Mutual Wealth Management Company. Outside of his advisory role, he maintains a bookkeeping client and works as a warehouse associate for Amazon. Trimingham Financial serves individual clients by providing comprehensive financial planning and investment management, focusing on asset allocation primarily through exchange-traded funds. The firm employs both strategic and dynamic allocation techniques and generally requires clients to custody managed accounts with Interactive Brokers.

General retirement planning General tax planning Wealth management Cash flow / budgeting College savings (529s, UTMA, etc.)
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Jeb J

CFP®, Series 63, Series 65

Louisville, KY

Plentiful Wealth, LLC

Jeb Jarrell is a CFP® professional with nine years of industry experience, currently serving as the sole advisor at Plentiful Wealth, LLC in Louisville, KY. His prior roles include positions at Render Capital, Ameriprise Financial Services, Commonwealth Financial Network, and Merrill Lynch. Outside of advising, he hosts a podcast focused on Kentucky history and culture and serves as treasurer and board member of a nonprofit providing housing services to the homeless. Plentiful Wealth serves individual clients, including high-net-worth households, and nonprofit organizations by offering investment management, comprehensive financial planning, outsourced Chief Investment Officer services, and pension/retirement plan consulting. The firm’s advisory process integrates fundamental security analysis with modern portfolio theory to tailor portfolios according to client objectives and risk tolerance, with specialized programs for nonprofits and no stated account minimum.

Charitable giving & philanthropy Retirement plans for business owners (SEP, solo 401k) General retirement planning General estate planning guidance Cash flow / budgeting Founder/Business Owner
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William B

Series 63, Series 65

Georgetown, IN

Bowers Capital Management

William Bowers is the sole advisor at Bowers Capital Management in Georgetown, IN, holding Series 63 and Series 65 licenses with 23 years of industry experience. He has led Bowers Capital Management since 2002. Bowers Capital Management serves individual investors, trusts, estates, and charitable organizations by providing discretionary asset management, ongoing investment advice, and limited financial planning. The firm employs a rules-based investment process that combines quantitative multi-factor models with fundamental, technical, and charting analysis, supplemented by margin and options strategies, focusing on long-term, diversified asset allocation.

Options & derivatives strategies Factor investing / smart beta
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Anita L

CFP®, Series 66

Louisville, KY

Inspire Private Wealth Management

Anita Loy is a CFP® professional with 23 years of experience in financial advising. She is the sole advisor at Inspire Private Wealth Management in Louisville, KY, where she has worked since 2013. Prior to that, she spent 19 years with Money Concepts Capital Corp. Outside of her advisory work, she teaches and coaches adult education courses at various colleges and universities. Inspire Private Wealth Management serves individuals, business entities, trusts, estates, and charitable organizations, providing discretionary investment management, financial planning, and retirement plan consulting. The firm emphasizes tailored investment advice and delivers both one-time financial planning and ongoing advisory services, with a notable focus on retirement plan and pension consulting for institutional clients.

General retirement planning Divorce financial planning General tax planning Wealth management
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