Andrew Melendrez
Advisor at Finance Wisdom
Updated today
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
About
Andrew Melendrez is a Series 65 licensed financial advisor at Finance Wisdom with one year of industry experience. He has held roles at Finalis Securities, Now Capital Partners, and Affinity Ventures. Outside of advising, he is involved as a director at Now Capital Partners, focusing on helping business owners with mergers and acquisitions. Finance Wisdom serves individuals, families, and small businesses, managing about $56.1 million in assets across 126 client relationships. The firm employs Modern Portfolio Theory to build diversified, long-term portfolios primarily using low-cost ETFs and mutual funds, offering discretionary portfolio management alongside financial and insurance planning.
Client services
Based on Finance Wisdom
Financial planning
Portfolio management
Selection of other advisers
Expertise
Based on Finance Wisdom
Life insurance needs analysis
Disability insurance
General tax planning
Wealth management
College savings (529s, UTMA, etc.)
Fee options
Financial planning fees range from $1,500 to $10,000 for one-time plans
2.00% annually (maximum, negotiable)
Commissions may be received from sale of insurance products
Up to $400 per hour for financial planning (Washington clients)
Ongoing financial planning fees typically between $50 and $400 per month
Location
Albuquerque, NM
Most active in
Andrew M has reported serving >5 clients in these states in the last 12 months.
New Mexico
Work history
Finance Wisdom LLC
2025 - Present (1 year)
Finalis Securities LLC
2023 - Present (3 years)
Now Capital Partners
2022 - Present (4 years)
Affinity Ventures
2019 - 2023 (4 years)
Business Cost Cutters
2019 - 2023 (4 years)
Start Your Wish, LLC
2015 - Present (11 years)
Quality Sleep Solutions
2005 - 2019 (14 years)
Disclosures
Disclosures include customer complaints, regulatory actions, employment terminations, bankruptcies, and certain legal protections.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Susan K
CFP®, Series 66
Albuquerque, NM
Intentional Finance, LLC
Larry B
Series 63, Series 65
Rio Rancho, NM
Retirement Solutions
Charles R
CFP®
Albuquerque, NM
Randall Financial LLC
CERTIFIED FINANCIAL PLANNER™ | Financial Architect for Life’s Key Milestones As a CERTIFIED FINANCIAL PLANNER™ with a rich history in the investment management industry, I specialize in guiding individuals through some of life’s most pivotal transitions. Whether you're navigating the emotional and financial intricacies of estate organization and the loss of a loved one, preparing for a successful and secure retirement through strategic investment and tax planning, or seeking the best higher education opportunities for your children, I offer tailored financial solutions to help you achieve your goals. With over 25 years of experience in business-to-business engagements, I bring a deep understanding of financial strategies, ensuring that my clients are prepared for every phase of life. My background is supported by a strong foundation in finance, having earned my Bachelor’s Degree from Montana State University-Bozeman, as well as completing the rigorous CFP curriculum through the Boston Institute of Finance. I hold several professional licenses that empower me to provide comprehensive, holistic financial guidance. Let’s work together to build a financial plan that not only protects your present but also secures your future.
Shawn L
Series 63, Series 65
Rio Rancho, NM
SML Advisory
Justin G
Series 63, Series 66
Albuquerque, NM
Grinstead Wealth Management
David D
CFP®, Series 65
Albuquerque, NM
Drucker, David J. DBA Sunset Financial Management
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